Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| Kiwibank | 8.50 | 7.95 | 7.75 | - | 7.39 | 7.19 | 7.19 | 7.19 | 8.55 |
| TSB Bank | 9.44 | ▼7.79 | ▼7.65 | ▼7.69 | ▼7.29 | ▼7.19 | ▼7.19 | ▼7.19 | - |
| ANZ | 8.64 | 7.65 | 7.45 | 7.29 | 7.09 | 6.95 | 7.14 | 7.14 | - |
| BNZ - Std, FlyBuys | 8.69 | 7.65 | 7.45 | 7.25 | 7.09 | 6.99 | 6.99 | 6.99 | - |
| Kainga Ora | 8.64 | - | 7.74 | - | 7.35 | 6.99 | - | 6.99 | - |
| Co-operative Bank - Standard | 8.40 | 7.55 | 7.29 | 7.19 | 6.99 | 6.85 | 6.85 | 6.85 | 8.40 |
| SBS Bank | 8.74 | ▼7.65 | ▼7.49 | ▼7.29 | 7.09 | 6.95 | 6.79 | 6.79 | - |
| Westpac | 8.64 | 7.65 | ▼7.45 | ▼7.25 | ▼7.09 | ▼6.89 | ▼6.79 | ▼6.59 | - |
| China Construction Bank | - | 7.19 | 7.09 | 6.89 | 6.75 | 6.49 | 6.40 | 6.40 | - |
| BNZ - Classic | - | 7.05 | 6.85 | 6.65 | 6.49 | 6.39 | 6.39 | 6.39 | - |
| ICBC | 7.85 | 7.19 | 7.05 | 6.79 | 6.69 | 6.59 | 6.49 | 6.39 | - |
| Kiwibank Special | - | 7.05 | 6.85 | - | 6.49 | 6.39 | 6.39 | 6.39 | - |
| TSB Special | 8.64 | ▼6.99 | ▼6.85 | ▼6.89 | ▼6.49 | ▼6.39 | ▼6.39 | ▼6.39 | 8.74 |
| Co-operative Bank - Owner Occ | 8.40 | 7.05 | 6.79 | 6.69 | 6.49 | 6.35 | 6.35 | 6.35 | 8.40 |
| SBS Bank Special | - | ▼7.05 | ▼6.89 | ▼6.69 | 6.49 | 6.35 | 6.19 | 6.19 | - |
| AIA - Go Home Loans | 8.74 | ▼6.99 | ▼6.85 | ▼6.69 | ▼6.49 | ▼6.35 | ▼6.29 | ▼5.99 | - |
| ASB Bank | 8.64 | ▼6.99 | ▼6.85 | ▼6.69 | ▼6.49 | ▼6.35 | ▼6.29 | ▼5.99 | 8.74 |
| Westpac Special | - | 7.05 | ▼6.85 | ▼6.65 | ▼6.49 | ▼6.29 | ▼6.19 | ▼5.99 | - |
| AIA - Back My Build | 6.19 | - | - | - | - | - | - | - | - |
| ANZ Blueprint to Build | 7.39 | - | - | - | - | - | - | - | - |
| ANZ Good Energy | - | - | - | - | - | 1.00 | - | - | - |
| ANZ Special | - | 7.05 | 6.85 | 6.69 | 6.49 | 6.35 | - | - | - |
| ASB Better Homes Top Up | - | - | - | - | - | 1.00 | - | - | - |
| Avanti Finance | 9.15 | - | - | - | - | - | - | - | - |
| Basecorp Finance | 9.60 | - | - | - | - | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Bluestone | 9.24 | - | - | - | - | - | - | - | - |
| BNZ - Green Home Loan top-ups | - | - | - | - | - | 1.00 | - | - | - |
| BNZ - Mortgage One | 8.69 | - | - | - | - | - | - | - | 7.74 |
| BNZ - Rapid Repay | 8.69 | - | - | - | - | - | - | - | 7.74 |
| BNZ - TotalMoney | 8.69 | - | - | - | - | - | - | - | - |
| CFML Loans | 9.45 | - | - | - | - | - | - | - | - |
| China Construction Bank Special | - | - | - | - | - | - | - | - | - |
| Co-operative Bank - First Home Special | - | - | 6.59 | - | - | - | - | - | - |
| Credit Union Auckland | 7.70 | - | - | - | - | - | - | - | - |
| First Credit Union Special | - | - | 7.45 | - | 7.35 | - | - | - | - |
| First Credit Union Standard | 8.50 | - | 7.99 | - | 7.85 | - | - | - | - |
| Heartland Bank - Online | 7.99 | - | 6.69 | 6.49 | 6.35 | 6.15 | - | - | 7.99 |
| Heartland Bank - Reverse Mortgage | - | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | 8.90 | - | ▼7.50 | - | ▼7.25 | - | - | - | - |
| HSBC Premier | 8.59 | - | - | - | - | - | - | - | - |
| HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| HSBC Special | - | - | - | - | - | - | - | - | - |
| Kainga Ora - First Home Buyer Special | - | - | - | - | - | - | - | - | - |
| Kiwibank - Offset | 8.50 | - | - | - | - | - | - | - | - |
| Liberty | 8.59 | - | 8.69 | - | 8.79 | 8.94 | - | - | - |
| Nelson Building Society | 9.00 | - | ▼7.25 | - | ▼6.90 | - | - | - | - |
| Pepper Money Advantage | 10.49 | - | - | - | - | - | - | - | - |
| Pepper Money Easy | 8.69 | - | - | - | - | - | - | - | - |
| Pepper Money Essential | 8.29 | - | - | - | - | - | - | - | - |
| SBS Construction lending for FHB | - | - | - | - | - | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| SBS FirstHome Combo | 6.19 | - | ▼5.89 | - | - | - | - | - | - |
| SBS FirstHome Combo | - | - | - | - | - | - | - | - | - |
| SBS Unwind reverse equity | 9.95 | - | - | - | - | - | - | - | - |
 |
9.24 | - | - | - | - | - | - | - | - |
| Unity | 8.64 | ▼7.05 | ▼6.85 | ▼6.69 | ▼6.49 | - | - | - | - |
| Unity First Home Buyer special | - | - | ▼6.45 | - | - | - | - | - | - |
| Wairarapa Building Society | 8.60 | - | 6.95 | 6.90 | 6.85 | - | - | - | - |
| Westpac Choices Everyday | 8.74 | - | - | - | - | - | - | - | - |
| Westpac Offset | 8.64 | - | - | - | - | - | - | - | - |
| Median | 8.64 | 7.05 | 7.00 | 6.79 | 6.85 | 6.39 | 6.40 | 6.39 | 8.40 |
Last updated: 26 July 2024 9:14am
