Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Resimac 5.59 - 6.54 - 6.44 6.98 6.99 6.99 -
ANZ 6.84 6.10 6.05 6.25 6.35 6.55 6.85 6.95 -
China Construction Bank - 5.35 5.35 5.65 5.80 5.99 6.85 6.85 -
Kainga Ora 5.85 - 5.31 - 5.58 5.97 - 6.77 -
Kiwibank 6.50 6.45 ▲6.39 - ▲6.65 ▲6.79 ▲6.79 6.69 6.55
BNZ - Std, FlyBuys 6.79 ▲5.95 ▲6.05 ▲6.15 ▲6.19 6.29 6.49 6.59 -
Co-operative Bank - Standard 6.65 ▲5.75 ▲5.75 ▲6.05 ▲6.15 ▲6.45 ▲6.59 ▲6.59 6.65
TSB Bank 7.55 ▲6.05 ▲5.79 ▲6.25 ▲6.29 6.35 6.45 6.45 -
HSBC Premier 6.34 5.29 5.09 5.29 5.34 5.59 6.29 6.39 -
Westpac 6.85 5.95 6.05 6.15 6.25 6.25 6.35 6.35 -
SBS Bank 6.79 5.45 5.39 5.85 5.79 5.99 6.29 6.29 -
AIA ▲6.95 ▲5.50 ▲5.45 5.65 ▲5.75 ▼5.95 ▼6.09 ▼6.09 -
ASB Bank 6.85 5.50 5.45 5.65 5.75 5.95 6.09 6.09 -
Co-operative Bank - Owner Occ 6.65 ▲5.25 ▲5.25 ▲5.55 ▲5.65 ▲5.95 ▲6.09 ▲6.09 6.65
BNZ - Classic - ▲5.35 ▲5.45 ▲5.55 ▲5.59 5.69 5.89 5.99 -
ICBC 6.00 4.99 4.95 5.15 5.25 5.69 5.89 5.99 -
Kiwibank Special - 5.45 ▲5.39 - ▲5.65 ▲5.89 ▲5.99 5.99 -
SBS Bank Special - 4.95 4.89 5.35 5.29 5.49 5.79 5.79 -
Westpac Special - 5.35 5.45 5.55 5.65 5.65 5.75 5.75 -
TSB Special 6.75 ▲5.25 ▲4.99 ▲5.45 ▲5.49 5.55 5.65 5.65 6.85
ANZ Blueprint to Build - - - - - - - - -
ANZ Special - 5.50 5.45 5.65 5.75 5.95 - - -
Avanti Finance 6.65 - - - - - - - -
Basecorp Finance 7.25 - - - - - - - -
Bluestone 7.49 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
BNZ - Mortgage One 6.79 - - - - - - - -
BNZ - Rapid Repay 6.79 - - - - - - - -
BNZ - TotalMoney 6.79 - - - - - - - -
CFML Loans 7.25 - - - - - - - -
China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special - - ▲5.15 - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
First Credit Union Special 5.85 - 5.35 - 5.85 - - - -
Heartland Bank - Online 4.99 - ▲5.09 - ▲5.45 ▲5.49 - - -
Heretaunga Building Society 7.00 - 5.50 - 6.00 - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank - Offset 6.50 - - - - - - - 6.55
Liberty 5.34 - - - - - - - -
Nelson Building Society 7.25 - 5.69 - 6.39 - - - -
Pepper Money 5.99 - - - - - - - -
7.49 - - - - - - - -
Unity 5.65 5.50 5.45 5.70 5.75 - - - -
Wairarapa Building Society 6.95 - 5.55 5.75 5.95 - - - -
Westforce Credit Union - Special - - 5.35 - 5.85 - - - -
Westforce Credit Union - Standard 5.85 - 6.05 - 6.55 - - - -
Westpac - Offset 6.85 - - - - - - - -
Median 6.79 5.47 5.45 5.65 5.79 5.95 6.29 6.32 6.65

Last updated: 3 October 2022 9:08am