Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.65 - - - - - - - -
Westpac Offset 5.89 - - - - - - - -
Median 5.77 - - - - - - - -

Last updated: 3 February 2026 8:08am