LVR limits could return: RBNZ

Reserve Bank governor Adrian Orr is monitoring the buoyant housing market and may reimpose LVR restrictions.

2.25% one year rate from the Co-op

The Co-operative Bank has launched a 2.25% one year home loan for first home buyers, one of the cheapest ever offered in New Zealand.

Negative official cash rate still needed: Westpac

Despite fears of an overheated housing market, Westpac economists believe the Reserve Bank will still need to lower the official cash rate next year. 

High LVR lending: what does the data say?

While mortgage advisers say they have found it difficult to get high LVR loans for their clients, Reserve Bank data indicate there has been an increase in high LVR lending since May. 

LVR limits will return for investors: Alexander

The odds of LVR restrictions returning for investors next year are "fairly high" due to the strength of the residential property market, according to economist Tony Alexander.

Tough conditions for self-employed borrowers

Advisers say that the self-employed are bearing the brunt of tight lending conditions, with banks concerned about the long-term impact of Covid-19.

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