Lending could get harder

North Shore mortgage adviser Kris Pedersen of Kris Pedersen Mortgages believes the Reserve Bank could tighten debt-to-income levels, which go live July 1, over time.

CCCFA changes could remove personal liability on directors and senior managers

The changes the government is considering making to the Credit Contracts and Consumer Finance Act (CCCFA) aren't the things that have made headlines, such as coffee and Netflix habits disqualifying borrowers from getting mortgages, since changes to the law came into effect in December 2021.

Co-op bank gallops ahead of the market

The Co-operative Bank is growing its home loan book at twice the market rate for two consecutive years.

RBNZ pushes go button on DTI restrictions

Debt-to-income (DTI) restrictions and loosening of loan-to-value ratios (LVR) will be introduced by the Reserve Bank on July 1.

Stuck in the slow lane

BNZ economists have revised their timing for OCR cuts and house price forecasts are down.

Kiwi Adviser Network gets its own PI scheme

Kiwi Adviser Network (KAN), has entered into a strategic collaboration with Aon to give members a customised professional indemnity insurance solution.

Good and bad news for home owners from RBNZ

The Reserve Bank's latest monetary policy statement had good news and bad news for residential property owners.

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