Mortgage holders still riding lower interest rates
Borrowers paid $4.783 billion in interest on $397.4 billion in residential mortgages outstanding at the end of the June quarter this year, the latest Reserve Bank figures show.
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Pace of interest rate increases not clear cut
OCR increases are inevitable off the back of yesterday’s 4.1% inflation figure, but the pace of the hikes remains uncertain to a degree, Westpac says.
Unilaterally changing mortgage arrears payment dates leads to trouble
When repaying debt, timing can be as important as the repayment amount as one borrower found out when served with a Property Law Act (PLA) notice.
Why speed and flexibility matter more than ever for SME lending
Bizcap’s flexible product suite helps New Zealand partners solve more SME funding scenarios with speed, choice and confidence.
Expansion of North Shore mortgage business
North Shore-based adviceHQ has bought the mortgage, insurance, and KiwiSaver business of long-time investment and wealth advisory firm Money Planners.
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Property News
New rules for meth contaminated houses
REINZ welcomes regulation of methamphetamine contamination in rental housing.
Leaving last year's stumbling housing market behind
As interest rates ease and job losses climb, New Zealand’s housing market faces a mixed year of modest growth, with conflicting forces shaping the outlook for homebuyers and investors.
Don’t bet on house prices rising faster than incomes
Former Reserve Bank Governor and National Party leader Don Brash says there are grounds for believing that house prices may finally have ended the three-decade period when they rose significantly faster than incomes.
Top Mortgage Rates
| Unity First Home Buyer special | 4.15 |
| SBS FirstHome Combo | 4.29 |
| ICBC | 4.49 |
| Kainga Ora | 4.59 |
| TSB Special | 4.69 |
| Nelson Building Society | 4.69 |
| SBS Bank Special | 4.69 |
| Co-operative Bank - First Home Special | 4.74 |
| AIA - Go Home Loans | 4.75 |
| Kiwibank Special | 4.75 |
| ASB Bank | 4.75 |
| Kainga Ora | 4.95 |
| China Construction Bank | 4.95 |
| ICBC | 4.99 |
| Nelson Building Society | 5.09 |
| Kiwibank Special | 5.19 |
| AIA - Go Home Loans | 5.25 |
| TSB Special | 5.25 |
| ASB Bank | 5.25 |
| ANZ Special | 5.29 |
| Unity Special | 5.29 |
| SBS Bank Special | 5.29 |
| SBS Bank Special | 5.49 |
| Westpac Special | 5.49 |
| BNZ - Std | 5.49 |
| AIA - Go Home Loans | 5.59 |
| ASB Bank | 5.59 |
| ICBC | 5.65 |
| Kainga Ora | 5.69 |
| Kiwibank Special | 5.69 |
| Co-operative Bank - First Home Special | 5.89 |
| China Construction Bank | 5.99 |
| Co-operative Bank - Owner Occ | 5.99 |
| SBS FirstHome Combo | 3.29 |
| AIA - Back My Build | 3.34 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 4.20 |
| Co-operative Bank - Standard | 5.34 |
| Co-operative Bank - Owner Occ | 5.34 |
| ICBC | 5.39 |
| Kiwibank Special | 5.75 |
| TSB Special | 5.79 |
| Unity Special | 5.79 |
| Unity Standard | 5.79 |
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Introducing CFML's New BDMs: Richard and Ricky
We are delighted to welcome Richard and Ricky to the CFML Loans team as our new Business Development Managers.
New Prospa BDMs
Small business lender Prospa adds two new Business Development Managers.
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KiwiSaver News
Active managers slip down KiwiSaver tables
A number of active KiwiSaver providers have failed to fire in the past year, while passive management has come to the fore.
Sharesies' KiwiSaver still going for growth, reaches break-even on cash flow
Sharesies KiwiSaver offering was marginally cash-flow-positive in the year ended March but its general manager says the focus is still on growth and enhancing its products.
Annual reviews ‘not serving clients’
KiwiSaver advisers who are reviewing their clients’ investments on an annual basis probably aren’t serving them as well as they could, the founder of an AI business says.
How to get financial advice to more people
We all want more people to get access to financial advice, but there are many hurdles. On Good Returns TV we talk to FMA Director of Deposit Taking, Insurance, and Advice Michael Hewes about the issues and what the regulator can do to help.
Watch Part One of a two part interview here.
You can also listen to it as a podcast.
Or read a full transcript here.