Mortgage pain could return before Christmas

Fixed mortgage interest rates could start rising before Christmas because the economy’s direction is now up, economist Tony Alexander says.

Buyers sitting on the sidelines in best time to buy in a decade

Stable house prices, low interest rates and plenty of houses to choose from are still not enticing buyers.

Differing views on 50-year mortgage

US president Donald Trump recently raised the idea of 50 year mortgages; but New Zealand advisers say such long loans won’t take off in New Zealand.

Big fall in mortgages rolling over onto lower rates still to come

The fall in borrowing costs is only half-way through for households, even though the RBNZ appears to have made its last cut to the OCR.

Today's Rate Changes

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Property News

New rules for meth contaminated houses

New rules for meth contaminated houses

REINZ welcomes regulation of methamphetamine contamination in rental housing.

Leaving last year's stumbling housing market behind

Leaving last year's stumbling housing market behind

As interest rates ease and job losses climb, New Zealand’s housing market faces a mixed year of modest growth, with conflicting forces shaping the outlook for homebuyers and investors.

Don’t bet on house prices rising faster than incomes

Don’t bet on house prices rising faster than incomes

Former Reserve Bank Governor and National Party leader Don Brash says there are grounds for believing that house prices may finally have ended the three-decade period when they rose significantly faster than incomes.

Top Mortgage Rates

Unity First Home Buyer special 3.99
ICBC 4.25
SBS FirstHome Combo 4.29
Co-operative Bank - First Home Special 4.35
TSB Special 4.39
Co-operative Bank - Owner Occ 4.45
Westpac Special 4.49
Kiwibank Special 4.49
SBS Bank Special 4.49
Unity Special 4.49
AIA - Go Home Loans 4.49
Westpac Special 4.45
TSB Special 4.49
SBS Bank Special 4.49
Kiwibank Special 4.49
AIA - Go Home Loans 4.49
Co-operative Bank - Owner Occ 4.49
BNZ - Std 4.49
ANZ Special 4.49
ASB Bank 4.49
Wairarapa Building Society 4.59
Nelson Building Society 4.59
Westpac Special 4.99
SBS Bank Special 4.99
ICBC 4.99
BNZ - Std 4.99
AIA - Go Home Loans 5.15
ASB Bank 5.15
Co-operative Bank - Owner Occ 5.19
TSB Special 5.39
ANZ 5.39
Kiwibank Special 5.39
Kainga Ora 5.49
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 3.95
Co-operative Bank - Standard 4.99
Co-operative Bank - Owner Occ 4.99
Heartland Bank - Online 5.30
ICBC 5.39
Kiwibank - Offset 5.65
Kiwibank 5.65
ANZ 5.69
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People News

FMT appoints national strategic partnerships manager

FMT appoints national strategic partnerships manager

FMT makes appointment to replace Bruce Smith.

FMT legend moves on

FMT legend moves on

FMT's Bruce Smith starts his next chapter after a decade of outstanding contributions to the business and advisers.

FMT adds Christchurch-based BDM

FMT adds Christchurch-based BDM

FMT's new BDM has been an adviser, worked for a bank and a detective constable with NZ Police.

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KiwiSaver News

Paying advisers for KiwiSaver advice

Paying advisers for KiwiSaver advice

Amova (nee Nikko) has rolled out a new remuneration option for advisers offering KiwiSaver advice.

Super alone won’t cut it in retirement

Super alone won’t cut it in retirement

New expenditure guidelines show how much New Zealanders need in their KiwiSaver to retire comfortably.

Morningstar to look under the hood of KiwiSaver funds

Morningstar to look under the hood of KiwiSaver funds

Morningstar plans to expand its coverage and research of KiwiSaver funds in New Zealand.