Kiwibank, ASB gain in 2025's mortgage wars while ANZ loses
As the first-half results from Kiwibank and ASB Bank suggested, both gained significant mortgage market share through calendar 2025, while New Zealand’s largest bank was the biggest loser.
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Moneta: Strengthening KiwiSaver advice with digital tools from OMNIMax
KiwiSaver had always been part of client conversations at Moneta. But as compliance expectations increased and clients began expecting faster, clearer, and more digital experiences, the team saw an opportunity to enhance the way they delivered KiwiSaver advice. MORE »
Shaping the Future of Financial Advice: An Interview on OMNIMax’s Investment Adviser Tool
Financial advisers need to deliver clear, and client-friendly advice. OMNIMax has developed Investment Adviser Tool to make that process more efficient while improving the client experience. MORE »
New brand and direction for large mortgage advice business
New brand and diversification for mortgagehq.
Lending slashed in January as borrowers rushed for new deals in December
Mortgage lending slumped by a huge 57.1% to $6 billion in January after rising to a record $14.1 billion in December off the back of the major banks’ short-lived 1.5% cashback incentives, the latest Reserve Bank data shows.
Kiwibank accelerated mortgage lending in its first half
The Reserve Bank’s new bank capital rules mean that Kiwibank can lend about $20 billion more in home loans or $7 billion more to businesses through to June 30, 2028 than it would have been able to under the previous capital rules.
AI isn’t the end of mortgage advisers – it’s about empowerment
While AI is coming for mortgage advice, the real question is whether the industry is leading it or reacting to it.
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New rules for meth contaminated houses
REINZ welcomes regulation of methamphetamine contamination in rental housing.
Leaving last year's stumbling housing market behind
As interest rates ease and job losses climb, New Zealand’s housing market faces a mixed year of modest growth, with conflicting forces shaping the outlook for homebuyers and investors.
Don’t bet on house prices rising faster than incomes
Former Reserve Bank Governor and National Party leader Don Brash says there are grounds for believing that house prices may finally have ended the three-decade period when they rose significantly faster than incomes.
Top Mortgage Rates
| SBS FirstHome Combo | 3.99 |
| Unity First Home Buyer special | 3.99 |
| ICBC | 4.39 |
| Co-operative Bank - First Home Special | 4.39 |
| TSB Special | 4.39 |
| BNZ - Std | 4.49 |
| Kiwibank Special | 4.49 |
| SBS Bank Special | 4.49 |
| Co-operative Bank - Owner Occ | 4.49 |
| ANZ Special | 4.49 |
| Unity Special | 4.49 |
| ICBC | 4.59 |
| ANZ Special | 4.69 |
| BNZ - Std | 4.69 |
| TSB Special | 4.69 |
| Wairarapa Building Society | 4.79 |
| Nelson Building Society | 4.87 |
| Kiwibank Special | 4.89 |
| Co-operative Bank - Owner Occ | 4.89 |
| SBS Bank Special | 4.89 |
| Unity Special | 4.89 |
| Westpac Special | 4.89 |
| ICBC | 5.19 |
| Westpac Special | 5.29 |
| TSB Special | 5.29 |
| BNZ - Std | 5.29 |
| SBS Bank Special | 5.69 |
| Kainga Ora | 5.69 |
| Co-operative Bank - Owner Occ | 5.69 |
| AIA - Go Home Loans | 5.69 |
| ASB Bank | 5.69 |
| Kiwibank Special | 5.79 |
| Westpac | 5.89 |
| SBS FirstHome Combo | 3.29 |
| AIA - Back My Build | 3.34 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 3.95 |
| Co-operative Bank - Standard | 4.99 |
| Co-operative Bank - Owner Occ | 4.99 |
| Heartland Bank - Online | 5.30 |
| ICBC | 5.39 |
| Kiwibank - Offset | 5.65 |
| Kiwibank | 5.75 |
| Unity Special | 5.79 |
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Cressida adds to its team
Specialist lender Cressida Capital has appointed a new property finance analyst.
Jack Patel back on the tools
Jack Patel has taken on a new role as business development manager with a specialist non-bank lender.
New national director for NZFSG
As part of a restructure NZFSG has appointed a new National Director.
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KiwiSaver News
Industry wary of KiwiSaver changes
KiwiSaver providers are cautiously supportive of changes to make it easier for farmers to buy homes – but would prefer the tinkering with the system stopped.
Debtfix takes hardship off providers’ hands
Debt solution charity Debtfix is working with a growing number of KiwiSaver providers, to help them handle their financial hardship withdrawal workload.
Call for money for kids as part of KiwiSaver 2.0
Redirecting government KiwiSaver contributions to children and young people could be a way to set them up for life, at little additional cost, KiwiSaver providers say.
New direction for large advice firm; BDM wanted; TSB moves
New brand and direction for large mortgage advice business. [READ ON]
Prospa is looking for a new Business Development Manager. If you want to join this dynamic company check out the ad here.
Today TSB has moved its longer term home loan rates. Have a look at the changes here