Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA - Back My Build 6.19 - - - - - - - -
AIA - Go Home Loans 8.74 7.45 7.45 7.15 7.05 6.85 6.75 6.69 -
ANZ 8.64 7.69 7.85 7.64 7.59 7.29 7.09 7.09 -
ANZ Blueprint to Build 5.88 - - - - - - - -
ANZ Good Energy - - - - - 1.00 - - -
ANZ Special - 7.09 7.25 7.04 6.99 6.69 - - -
ASB Bank 8.64 7.45 7.45 7.15 7.05 6.85 6.75 6.69 8.09
ASB Better Homes Top Up - - - - - 1.00 - - -
Avanti Finance 9.15 - - - - - - - -
Basecorp Finance 9.60 - - - - - - - -
Bluestone 9.24 - - - - - - - -
BNZ - Classic - 7.39 7.19 ▲7.09 ▲6.99 6.69 6.59 6.49 -
BNZ - Green Home Loan top-ups - - - - - 1.00 - - -
BNZ - Mortgage One 8.69 - - - - - - - 7.74
BNZ - Rapid Repay 8.69 - - - - - - - 7.74
BNZ - Std, FlyBuys 8.69 7.99 7.79 ▲7.69 ▲7.59 7.29 7.19 7.09 -
BNZ - TotalMoney 8.69 - - - - - - - -
CFML Loans 9.45 - - - - - - - -
China Construction Bank - ▲7.19 ▲7.09 ▲6.89 ▲6.75 ▲6.49 6.40 6.40 -
China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special - - ▲6.99 - - - - - -
Co-operative Bank - Owner Occ 8.40 ▲7.19 ▲7.19 6.95 6.89 6.69 6.69 6.69 8.40
Co-operative Bank - Standard 8.40 ▲7.69 ▲7.69 7.45 7.39 7.19 7.19 7.19 8.40
Credit Union Auckland 7.70 - - - - - - - -
First Credit Union Special - - 7.25 - 7.35 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
First Credit Union Standard 8.25 - 7.75 - 7.85 - - - -
Heartland Bank - Online 7.75 - 6.69 6.69 6.59 6.45 - - 6.75
Heartland Bank - Reverse Mortgage 8.50 - - - - - - - -
Heretaunga Building Society 8.90 - 7.60 - 7.30 - - - -
HSBC Premier ▲8.59 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 7.85 7.19 6.95 6.85 6.65 6.49 6.49 6.49 -
Kainga Ora 8.64 - 7.79 - 7.39 7.09 - 6.85 -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank 8.50 ▲8.25 ▲8.15 - ▲7.99 7.59 7.39 7.39 8.55
Kiwibank - Offset 8.50 - - - - - - - -
Kiwibank Special - ▲7.25 ▲7.15 - ▲6.99 6.69 6.49 6.49 -
Liberty 8.59 - 8.69 - 8.79 8.94 - - -
Nelson Building Society 9.00 - 7.90 - 7.75 - - - -
Pepper Money Advantage 10.49 - - - - - - - -
Pepper Money Easy 8.69 - - - - - - - -
Pepper Money Essential 8.29 - - - - - - - -
Resimac - LVR < 80% 8.59 - 8.49 - 7.99 7.59 7.39 7.29 -
Resimac - LVR < 90% 9.59 - 9.49 - 8.99 8.59 8.39 8.29 -
Resimac - Specialist Clear (Alt Doc) - - - - 8.99 - - - -
Resimac - Specialist Clear (Full Doc) - - - - 9.49 - - - -
SBS Bank 8.74 7.89 7.75 7.54 7.39 7.19 7.09 7.19 -
SBS Bank Special - 7.39 7.25 7.04 6.89 6.69 6.59 6.69 -
SBS Construction lending for FHB 5.44 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
SBS FirstHome Combo 6.19 - 6.25 - - - - - -
SBS Unwind reverse equity 9.50 - - - - - - - -
9.24 - - - - - - - -
TSB Bank 9.44 7.99 7.99 7.84 7.69 7.49 7.39 7.29 -
TSB Special 8.64 7.19 7.19 7.04 6.89 6.69 6.59 6.49 8.74
Unity 8.64 7.15 6.99 6.95 6.79 - - - -
Wairarapa Building Society 8.60 - 7.15 7.10 6.94 - - - -
Westforce Credit Union - Special - - 6.65 - 6.95 - - - -
Westforce Credit Union - Standard 7.00 - 7.35 - 7.45 - - - -
Westpac 8.64 7.79 7.85 ▲7.69 ▲7.59 7.29 ▲7.19 ▲6.99 -
Westpac Choices Everyday 8.74 - - - - - - - -
Westpac Offset 8.64 - - - - - - - -
Westpac Special - 7.19 7.25 ▲7.09 ▲6.99 6.69 ▲6.59 ▲6.39 -
Median 8.64 7.39 7.35 7.09 7.35 6.77 6.75 6.77 8.25

Last updated: 29 September 2023 9:41am