Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| AIA | 4.55 | 4.05 | 3.19 | 3.15 | 3.19 | 3.49 | 3.59 | 3.69 | 6.35 |
| AIA Special | - | 3.55 | 2.69 | 2.65 | 2.69 | 2.99 | 3.09 | 3.19 | - |
| ANZ | 4.44 | 4.15 | 3.15 | 3.55 | 3.25 | 3.85 | 4.15 | 4.25 | 4.55 |
| ANZ Special | - | 3.65 | 2.65 | 3.05 | 2.75 | 3.35 | - | - | - |
| ASB Bank | 4.45 | 4.05 | 3.19 | 3.15 | 3.19 | 3.49 | 3.59 | 3.69 | 4.55 |
| ASB Bank Special | - | 3.55 | 2.69 | 2.65 | 2.69 | 2.99 | 3.09 | 3.19 | - |
| Bluestone | 4.44 | - | 4.44 | - | 4.44 | 4.44 | 4.44 | 4.44 | - |
| BNZ - Classic | - | - | 2.65 | 2.69 | 2.69 | 2.99 | 2.99 | 2.99 | - |
| BNZ - Mortgage One | 5.15 | - | - | - | - | - | - | - | 7.15 |
| BNZ - Rapid Repay | 4.60 | - | - | - | - | - | - | - | 6.74 |
| BNZ - Std, FlyBuys | 4.55 | 4.29 | 3.25 | 3.29 | 3.29 | 3.59 | 3.59 | 3.59 | - |
| BNZ - TotalMoney | 4.55 | - | - | - | - | - | - | - | - |
| China Construction Bank | 4.49 | 4.70 | 4.70 | - | 4.80 | 4.95 | 4.95 | 4.95 | - |
| China Construction Bank Special | - | - | 2.65 | 2.65 | 2.65 | 2.80 | 2.89 | 2.99 | - |
| Credit Union Auckland | 5.45 | - | - | - | - | - | - | - | - |
| Credit Union Baywide | 5.65 | 4.99 | 4.75 | 4.75 | 4.75 | - | - | - | - |
| Credit Union South | 5.65 | 4.99 | 4.75 | 4.75 | 4.75 | - | - | - | - |
| First Credit Union Special | 5.85 | - | 3.35 | - | 3.85 | - | - | - | - |
| Heartland | 3.95 | - | 2.89 | - | 2.97 | 3.39 | - | - | - |
| Heartland Bank - Online | - | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | 4.99 | - | 4.35 | - | 4.45 | - | - | - | - |
| HSBC Premier | 4.49 | 2.95 | 2.60 | 2.65 | 2.65 | 2.80 | 2.89 | 2.99 | 5.44 |
| HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| HSBC Special | - | - | - | - | - | - | - | - | - |
| ICBC | 3.99 | 2.95 | 2.58 | 2.79 | 2.68 | 2.79 | 2.99 | 3.45 | 3.99 |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Kainga Ora | 4.43 | - | 3.29 | - | 3.39 | 3.85 | - | 4.08 | - |
 |
3.40 | 4.30 | 3.40 | - | 3.54 | 4.00 | 4.20 | 4.30 | 3.45 |
| Kiwibank - Capped | - | - | - | - | - | - | - | - | - |
| Kiwibank - Offset | - | - | - | - | - | - | - | - | - |
| Kiwibank Special | 3.40 | 3.55 | 2.65 | - | 2.79 | 3.25 | 3.45 | 3.55 | 3.45 |
| Liberty | 5.69 | - | - | - | - | - | - | - | - |
| Nelson Building Society | 4.95 | - | 3.45 | - | 3.49 | - | - | - | - |
 |
4.79 | - | - | - | - | - | - | - | - |
| Resimac | 3.49 | - | 3.45 | - | 3.39 | 3.69 | 3.79 | 3.89 | - |
| SBS Bank | 4.54 | ▼3.89 | 3.29 | ▼3.29 | ▼3.19 | ▼3.49 | ▼3.59 | ▼3.69 | 5.79 |
| SBS Bank Special | - | ▼3.39 | 2.79 | ▼2.79 | ▼2.69 | ▼2.99 | ▼3.09 | ▼3.19 | - |
| The Co-operative Bank - Owner Occ | 4.40 | 2.79 | 2.79 | 2.79 | 2.79 | 3.39 | 3.49 | 3.59 | 4.40 |
| The Co-operative Bank - Standard | 4.40 | 3.29 | 3.29 | 3.29 | 3.29 | 3.89 | 3.99 | 4.09 | 4.40 |
| TSB Bank | 5.34 | 4.19 | 3.59 | 3.79 | 3.49 | 3.79 | 3.99 | 3.99 | 6.09 |
| TSB Special | 4.54 | ▼2.99 | ▼2.65 | ▼2.69 | 2.69 | 2.99 | 3.19 | 3.19 | 5.29 |
| Wairarapa Building Society | 4.99 | - | 3.75 | - | 3.99 | - | - | - | - |
| Westpac | 4.59 | 4.79 | 4.15 | 4.25 | 4.09 | 4.49 | 4.85 | 4.95 | 4.69 |
| Westpac - Offset | 4.59 | - | - | - | - | - | - | - | - |
| Westpac Special | - | - | ▼2.65 | - | 2.69 | 2.79 | 2.99 | 2.99 | - |
| Median | 4.55 | 3.89 | 3.22 | 3.10 | 3.22 | 3.44 | 3.59 | 3.64 | 4.69 |
Last updated: 3 July 2020 8:15am
