Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.79 4.99 4.45 4.69 4.49 4.69 4.85 4.95 5.90
ANZ Special - - 3.95 4.19 3.99 4.19 - - -
ASB Bank 5.80 5.25 4.49 4.59 4.49 4.45 4.85 4.95 5.80
ASB Bank Special - 4.95 4.09 4.19 3.99 3.95 4.35 4.45 -
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - Special - - 4.05 - 3.99 3.95 - - -
BNZ - Std, FlyBuys 5.90 4.99 4.69 4.79 4.59 4.79 5.19 5.39 -
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.15 5.60 5.20 5.30 5.25 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.70 - 4.85 - - - -
Housing NZ Corp 5.80 - 4.69 - 4.79 4.79 - 5.49 -
HSBC Premier 5.89 4.85 3.99 3.99 3.99 4.39 4.89 4.95 6.09
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 3.69 - 3.69 3.95 - - -
ICBC 5.79 4.85 3.99 4.19 3.99 4.49 4.95 4.99 5.79
5.80 5.74 4.80 - 4.94 4.84 5.04 5.14 5.85
Kiwibank - Capped - - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.80 - - - - - - - -
Kiwibank Special - 4.99 4.05 - 3.99 4.09 4.29 4.39 -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Resimac 5.30 - 4.86 - 4.46 4.69 4.99 5.09 -
RESIMAC Special - - - - - - - - -
SBS Bank 5.89 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.65
SBS Bank Special - 4.99 4.05 4.25 3.99 4.49 4.99 5.09 -
Sovereign 5.90 5.25 4.49 4.59 4.49 4.45 4.85 4.95 6.35
Sovereign Special - 4.95 4.09 4.19 3.99 3.95 4.35 4.45 -
The Co-operative Bank - Owner Occ 5.75 3.99 3.99 4.09 4.15 4.35 4.59 4.69 5.75
The Co-operative Bank - Standard 5.75 4.49 4.49 4.59 4.65 4.85 5.09 5.19 5.75
TSB Bank 5.80 5.35 4.55 4.69 4.49 4.65 4.95 5.05 5.80
TSB Special - 4.85 4.05 4.19 3.99 4.15 4.45 4.55 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.95 4.99 4.69 4.79 4.79 5.19 5.29 5.49 5.95
Westpac - Offset 5.95 - - - - - - - -
Westpac Special - - 4.05 - 3.99 3.95 4.35 4.45 -
Median 5.89 4.99 4.49 4.59 4.49 4.47 4.89 4.99 5.88

Last updated: 17 April 2019 8:49am