Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.19 ▼4.15 ▼4.05 4.49 ▼3.95 4.49 4.75 4.85 5.80
ANZ Special - ▼3.65 ▼3.55 3.99 ▼3.45 3.99 - - -
ASB Bank 5.20 4.79 4.15 4.25 3.99 4.39 4.69 4.79 5.30
ASB Bank Special - 4.29 3.65 3.75 3.49 3.89 4.19 4.29 -
BNZ - Classic - - 3.65 - 3.49 3.99 4.35 4.45 -
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
BNZ - TotalMoney 5.30 - - - - - - - -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 6.15 5.25 4.95 4.95 4.95 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.80 - 4.95 - - - -
Housing NZ Corp 5.19 - 4.15 - 4.09 4.39 - 4.74 -
HSBC Premier 5.24 4.65 3.35 3.35 3.35 3.35 3.35 3.35 5.44
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
5.80 5.54 4.30 - 4.24 4.74 4.74 4.74 5.20
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.15 - - - - - - - -
Kiwibank Special - 4.79 3.55 - 3.49 3.99 3.99 3.99 -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 5.70 - 4.69 - 4.79 - - - -
Resimac 4.50 - 4.86 - 3.89 3.94 4.99 5.09 -
RESIMAC Special - - - - - - - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
SBS Bank Special - 4.29 3.65 3.69 3.59 3.89 4.49 4.49 -
Sovereign 5.30 4.89 4.15 4.09 4.29 4.55 4.85 4.95 6.35
Sovereign Special - 4.49 3.65 3.59 3.75 4.05 4.35 4.45 -
The Co-operative Bank - Owner Occ 5.15 3.49 3.49 3.59 3.59 3.89 3.99 4.09 5.15
The Co-operative Bank - Standard 5.15 3.99 3.99 4.09 4.09 4.39 4.49 4.59 5.15
TSB Bank 6.09 5.15 4.49 4.49 4.39 4.85 5.25 5.35 6.09
TSB Special 5.29 4.35 3.69 3.69 3.59 4.05 4.45 4.55 5.29
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
Westpac - Offset 5.34 - - - - - - - -
Westpac Special - - ▼3.55 - ▼3.45 3.99 4.35 4.45 -
Median 5.34 4.70 4.15 4.09 3.99 4.05 4.49 4.67 5.44

Last updated: 15 October 2019 3:57pm