Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| AIA | 6.35 | 5.35 | 5.25 | 5.65 | 5.45 | 5.99 | 6.85 | 6.95 | - |
| ANZ | 6.34 | 5.75 | 5.59 | 5.89 | 6.05 | 6.29 | 6.85 | 6.95 | - |
| ANZ Blueprint to Build | - | - | - | - | - | - | - | - | - |
| ANZ Special | - | 5.15 | 4.99 | 5.29 | 5.45 | 5.69 | - | - | - |
| ASB Bank | 6.35 | 5.15 | 4.99 | 5.29 | 5.45 | 5.69 | 5.79 | 5.79 | - |
| Avanti Finance | 6.65 | - | - | - | - | - | - | - | - |
| Basecorp Finance | 7.25 | - | - | - | - | - | - | - | - |
| Bluestone | 6.89 | - | - | - | - | - | - | - | - |
| BNZ - Classic | - | 4.99 | 4.95 | 5.49 | 5.39 | 5.69 | 5.89 | 5.99 | - |
| BNZ - Mortgage One | 6.39 | - | - | - | - | - | - | - | - |
| BNZ - Rapid Repay | 6.39 | - | - | - | - | - | - | - | - |
| BNZ - Std, FlyBuys | 6.39 | 5.59 | 5.55 | 6.09 | 5.99 | 6.29 | 6.49 | 6.59 | - |
| BNZ - TotalMoney | 6.39 | - | - | - | - | - | - | - | - |
| CFML Loans | 7.25 | - | - | - | - | - | - | - | - |
| China Construction Bank | - | 5.35 | 5.35 | 5.65 | 5.80 | 5.99 | 6.85 | 6.85 | - |
| China Construction Bank Special | - | - | - | - | - | - | - | - | - |
| Co-operative Bank - First Home Special | - | - | 4.89 | - | - | - | - | - | - |
| Co-operative Bank - Owner Occ | 6.25 | 4.99 | 4.99 | 5.39 | 5.39 | 5.69 | 5.79 | 5.89 | 6.25 |
| Co-operative Bank - Standard | 6.25 | 5.49 | 5.49 | 5.89 | 5.89 | 6.19 | 6.29 | 6.39 | 6.25 |
| Credit Union Auckland | 5.95 | - | - | - | - | - | - | - | - |
| First Credit Union Special | 5.85 | - | 5.35 | - | 5.85 | - | - | - | - |
| Heartland Bank - Online | 4.60 | - | 4.79 | - | ▼5.15 | ▼5.14 | - | - | - |
| Heretaunga Building Society | 6.50 | - | ▼5.50 | - | 6.00 | - | - | - | - |
| HSBC Premier | 6.34 | 5.29 | 5.09 | 5.29 | 5.34 | 5.59 | 6.29 | 6.39 | - |
| HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| HSBC Special | - | - | - | - | - | - | - | - | - |
| ICBC | 6.00 | 4.99 | 4.79 | 5.15 | 5.15 | 5.69 | 5.89 | 5.99 | - |
| Kainga Ora | 5.85 | - | 5.31 | - | 5.58 | 5.97 | - | 6.77 | - |
| Kainga Ora - First Home Buyer Special | - | - | - | - | - | - | - | - | - |
| Kiwibank | 6.00 | 6.45 | 5.95 | - | 6.45 | ▼6.59 | ▼6.65 | ▼6.69 | 6.05 |
| Kiwibank - Offset | 6.00 | - | - | - | - | - | - | - | 6.05 |
| Kiwibank Special | - | 5.45 | 4.95 | - | 5.45 | ▼5.69 | ▼5.85 | ▼5.99 | - |
| Liberty | ▲5.34 | - | - | - | - | - | - | - | - |
| Nelson Building Society | 6.95 | - | 5.55 | - | 6.15 | - | - | - | - |
| Pepper Money | 5.29 | - | - | - | - | - | - | - | - |
| Resimac | 5.59 | - | 6.54 | - | 6.44 | 6.98 | 6.99 | 6.99 | - |
| SBS Bank | 6.29 | 5.45 | 5.39 | 5.85 | 5.79 | 5.99 | 6.29 | 6.29 | - |
| SBS Bank Special | - | 4.95 | 4.89 | 5.35 | 5.29 | 5.49 | 5.79 | 5.79 | - |
 |
6.89 | - | - | - | - | - | - | - | - |
| TSB Bank | 7.05 | 5.69 | 5.65 | 5.99 | 6.09 | 6.39 | 6.49 | 6.49 | - |
| TSB Special | 6.25 | 4.89 | 4.85 | 5.19 | 5.29 | 5.59 | 5.69 | 5.69 | 6.35 |
| Unity | 5.65 | ▲5.50 | ▲5.45 | ▲5.70 | ▲5.75 | - | - | - | - |
| Wairarapa Building Society | 6.49 | - | 5.55 | 5.75 | 6.15 | - | - | - | - |
| Westforce credit union - Special | - | - | 5.35 | - | 5.85 | - | - | - | - |
| Westforce credit union - Standard | 5.85 | - | 6.05 | - | 6.55 | - | - | - | - |
| Westpac | 6.39 | 5.59 | 5.55 | 5.89 | 6.05 | 6.29 | 6.59 | 6.69 | - |
| Westpac - Offset | 6.39 | - | - | - | - | - | - | - | - |
| Westpac Special | - | 4.99 | 4.95 | 5.29 | 5.45 | 5.69 | 5.99 | 6.09 | - |
| Median | 6.34 | 5.35 | 5.35 | 5.65 | 5.79 | 5.83 | 6.29 | 6.39 | 6.25 |
Last updated: 18 August 2022 11:55am
