Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA 4.55 3.29 2.55 2.79 2.95 3.29 3.69 3.99 6.35
ANZ 4.44 3.99 3.10 3.34 3.50 3.84 3.99 4.39 4.55
ANZ Blueprint to Build 1.68 - - - - - - - -
ANZ Special - 3.39 2.50 2.74 2.90 3.24 - - -
ASB Back My Build 1.79 - - - - - - - -
ASB Bank 4.45 3.29 2.55 2.79 2.95 3.29 3.69 3.99 4.55
Basecorp Finance 5.49 - - - - - - - -
Bluestone 3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
BNZ - Classic - 3.29 2.55 2.79 2.95 3.25 3.69 3.99 -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - Std, FlyBuys 4.55 3.89 3.15 3.39 3.22 3.85 4.29 4.59 -
BNZ - TotalMoney 4.55 - - - - - - - -
CFML Loans 4.95 - - - - - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
Heartland Bank - Online 1.95 - 1.85 - 2.35 2.45 - - 2.35
Heretaunga Building Society 4.99 - 3.80 - 3.90 - - - -
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 2.25 2.25 - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 3.69 ▼2.49 ▲2.29 ▲2.49 ▲2.69 ▲2.99 ▲3.29 ▲3.59 3.69
Kainga Ora 4.43 - 2.67 - 2.97 3.13 - 3.37 -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
3.75 4.30 3.34 - 3.34 4.14 4.44 4.74 3.80
Kiwibank - Offset 3.75 - - - - - - - -
Kiwibank Special 3.75 3.55 2.49 - 2.49 3.29 3.59 3.89 3.80
Liberty 5.69 - - - - - - - -
Nelson Building Society 4.95 - 2.99 - 3.24 - - - -
4.79 - - - - - - - -
Resimac 3.39 - 2.98 - 2.79 3.29 3.44 3.54 -
SBS Bank 4.54 3.29 ▲2.89 ▲3.09 ▲3.29 ▲3.49 3.89 ▲4.19 5.79
SBS Bank Special - 2.79 ▲2.39 ▲2.59 ▲2.79 ▲2.99 3.39 ▲3.69 -
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
The Co-operative Bank - First Home Special - - 2.29 - - - - - -
The Co-operative Bank - Owner Occ 4.40 2.49 2.49 2.69 2.89 3.19 3.49 3.79 4.40
The Co-operative Bank - Standard 4.40 2.99 2.99 3.19 3.39 3.69 3.99 4.29 4.40
TSB Bank 5.34 3.69 3.30 3.54 3.69 4.04 4.29 4.59 -
TSB Special 4.54 2.89 2.50 2.74 2.89 3.24 3.49 3.79 4.54
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
Westpac 4.59 3.89 3.15 3.35 3.49 3.89 4.09 4.39 4.69
Westpac - Offset 4.59 - - - - - - - -
Westpac Special - 3.29 2.55 2.75 2.89 3.29 3.49 3.79 -
Median 4.54 3.29 2.78 2.79 2.99 3.29 3.64 3.89 4.55

Last updated: 2 August 2021 9:09am