Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA - Back My Build 4.44 - - - - - - - -
AIA - Go Home Loans 6.89 ▼5.79 5.25 5.19 4.99 5.35 ▼5.59 ▼5.69 -
ANZ 6.89 6.49 5.89 5.79 5.59 5.89 5.99 5.99 -
ANZ Blueprint to Build 7.39 - - - - - - - -
ANZ Good Energy - - - - - 1.00 - - -
ANZ Special - 5.89 5.29 5.19 4.99 5.29 - - -
ASB Bank 6.89 ▼5.79 5.25 5.19 4.99 5.35 ▼5.59 ▼5.69 -
ASB Better Homes Top Up - - - - - 1.00 - - -
Avanti Finance 7.40 - - - - - - - -
Basecorp Finance 7.85 - - - - - - - -
BNZ - Classic - 6.49 5.99 5.89 5.69 5.69 5.59 5.59 -
BNZ - Mortgage One 7.04 - - - - - - - -
BNZ - Rapid Repay 7.04 - - - - - - - -
BNZ - Std 6.94 5.89 5.55 5.39 5.29 5.59 5.69 5.79 -
BNZ - TotalMoney 7.04 - - - - - - - -
CFML 321 Loans 5.25 - - - - - - - -
CFML Home Loans 6.95 - - - - - - - -
CFML Prime Loans 7.45 - - - - - - - -
CFML Standard Loans 8.25 - - - - - - - -
China Construction Bank - 7.19 7.09 6.89 6.75 6.49 6.40 6.40 -
China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special - - 5.09 - - - - - -
Co-operative Bank - Owner Occ 6.45 5.69 5.19 5.29 5.19 5.49 5.79 5.89 6.45
Co-operative Bank - Standard 6.45 6.19 5.69 5.79 5.69 5.99 6.29 6.39 6.45
Credit Union Auckland 7.70 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
First Credit Union Special - - 5.49 - 5.39 - - - -
First Credit Union Standard 7.19 - 5.99 - 5.69 - - - -
Heartland Bank - Online 6.49 - 5.89 - - - - - 6.49
Heartland Bank - Reverse Mortgage - - - - - - - - -
Heretaunga Building Society 8.15 - 6.35 - 6.00 - - - -
ICBC 6.95 5.89 5.29 5.19 4.99 5.39 5.49 5.49 -
Kainga Ora 6.89 - 5.29 - 4.99 5.35 - 5.79 -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank 6.75 6.69 6.09 - 6.09 6.39 6.59 6.69 6.80
Kiwibank - Offset 6.75 - - - - - - - -
Kiwibank Special 6.75 5.79 5.19 - 5.19 5.59 5.79 5.89 6.80
Liberty 8.59 - 8.69 - 8.79 8.94 - - -
Nelson Building Society 7.44 5.99 5.24 - 5.24 - - - -
Pepper Money Advantage 10.49 - - - - - - - -
Pepper Money Easy 8.69 - - - - - - - -
Pepper Money Essential 8.29 - - - - - - - -
SBS Bank 6.99 6.69 6.29 6.09 6.09 6.19 6.39 6.39 -
SBS Bank Special - 5.95 5.39 5.25 5.29 5.35 5.69 5.69 -
SBS Construction lending for FHB - - - - - - - - -
SBS FirstHome Combo 4.44 - 4.39 - - - - - -
SBS FirstHome Combo - - - - - - - - -
SBS Unwind reverse equity ▼8.89 - - - - - - - -
TSB Bank 7.69 6.69 5.99 6.29 5.79 6.19 6.59 6.69 -
TSB Special 6.89 5.89 5.19 5.49 4.99 5.39 5.79 5.89 6.99
Unity 6.89 5.89 5.29 5.19 4.99 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Unity First Home Buyer special - - 4.69 - - - - - -
Wairarapa Building Society 7.20 - 5.49 5.39 5.29 - - - -
Westpac 6.99 6.59 6.09 5.89 5.89 5.99 5.99 5.99 -
Westpac Choices Everyday 7.09 - - - - - - - -
Westpac Offset 6.99 - - - - - - - -
Westpac Special - 5.99 5.49 5.29 5.29 5.39 5.39 5.39 -
Median 6.99 5.97 5.49 5.39 5.29 5.54 5.79 5.89 6.64

Last updated: 21 March 2025 10:06am