Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA 4.55 3.39 2.55 2.49 2.69 2.79 2.99 2.99 6.35
ANZ 4.44 3.99 3.09 3.15 3.25 3.39 3.90 3.99 4.55
ANZ Special - 3.39 2.49 2.55 2.69 2.79 - - -
ASB Bank 4.45 3.39 2.49 2.49 2.59 2.65 2.99 2.99 4.55
Bluestone 3.49 - ▼3.34 - ▼2.99 ▼3.34 ▼3.44 ▼3.54 -
BNZ - Classic - 3.39 2.49 2.49 2.69 2.79 2.99 2.99 -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - Std, FlyBuys 4.55 3.99 3.09 3.09 3.29 3.39 3.59 3.59 -
BNZ - TotalMoney 4.55 - - - - - - - -
CFML Loans 4.95 - - - - - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
Credit Union Auckland 5.45 - - - - - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
Heartland Bank - Online 2.50 - 1.99 - 2.35 2.45 - - -
Heretaunga Building Society 4.99 - 3.50 - 3.40 - - - -
HSBC Premier 4.49 2.79 2.25 2.25 2.35 2.65 2.79 2.89 5.44
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 3.69 2.89 2.45 2.45 2.45 2.65 2.89 2.99 3.69
Kainga Ora 4.43 - 2.93 - 3.07 3.24 - 3.59 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
3.40 4.30 3.30 - 3.50 3.50 3.84 3.94 3.45
Kiwibank - Offset 3.40 - - - - - - - -
Kiwibank Special 3.40 3.55 2.55 - 2.65 2.65 3.09 3.19 3.45
Liberty 5.69 - - - - - - - -
Nelson Building Society 4.95 - 3.45 - 3.49 - - - -
4.79 - - - - - - - -
Resimac 3.39 - 3.35 - 2.99 3.35 3.49 3.59 -
SBS Bank 4.54 3.89 2.99 2.99 ▼3.09 ▼3.15 ▼3.39 3.49 5.79
SBS Bank Special - 3.39 2.49 2.49 ▼2.59 ▼2.65 ▼2.89 2.99 -
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
The Co-operative Bank - First Home Special - - - - - - - - -
The Co-operative Bank - Owner Occ 4.40 2.49 2.49 2.69 2.69 2.79 2.89 2.99 4.40
The Co-operative Bank - Standard 4.40 2.99 2.99 3.19 3.19 3.29 3.39 3.49 4.40
TSB Bank 5.34 3.69 3.29 3.29 3.29 3.59 3.89 3.99 -
TSB Special 4.54 2.89 2.49 2.49 2.49 2.79 3.09 3.19 4.54
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
Westpac 4.59 4.15 3.09 3.25 3.29 3.39 3.59 3.59 4.69
Westpac - Offset 4.59 - - - - - - - -
Westpac Special - - 2.49 - 2.69 2.79 2.99 2.99 -
Median 4.54 3.47 2.95 2.69 2.99 2.97 3.24 3.49 4.55

Last updated: 1 December 2020 10:07am