Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA - Back My Build 5.54 - - - - - - - -
AIA - Go Home Loans 8.09 6.64 6.64 6.64 6.59 6.59 6.49 6.49 -
ANZ 7.99 7.20 7.14 7.09 7.05 7.19 7.19 7.09 -
ANZ Blueprint to Build 5.23 - - - - - - - -
ANZ Good Energy - - - - - 1.00 - - -
ANZ Special - 6.60 6.54 6.49 6.45 6.59 - - -
ASB Bank 7.99 6.64 6.64 6.64 6.59 6.59 6.49 6.49 8.09
ASB Better Homes Top Up - - - - - 1.00 - - -
Avanti Finance 8.65 - - - - - - - -
Basecorp Finance 8.70 - - - - - - - -
Bluestone ▲9.24 - - - - - - - -
BNZ - Classic - 6.54 6.54 6.49 6.45 6.59 6.59 6.59 -
BNZ - Green Home Loan top-ups - - - - - 1.00 - - -
BNZ - Mortgage One 7.74 - - - - - - - 7.74
BNZ - Rapid Repay 7.74 - - - - - - - 7.74
BNZ - Std, FlyBuys 7.74 7.14 7.14 7.09 7.05 7.19 7.19 7.19 -
BNZ - TotalMoney 7.74 - - - - - - - -
CFML Loans 8.95 - - - - - - - -
China Construction Bank - 6.60 6.54 6.49 6.45 6.40 6.40 6.40 -
China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special - - ▼6.25 - - - - - -
Co-operative Bank - Owner Occ 8.15 ▼6.35 ▼6.35 ▼6.35 ▼6.35 ▼6.49 6.59 6.59 7.75
Co-operative Bank - Standard 8.15 ▼6.85 ▼6.85 ▼6.85 ▼6.85 ▼6.99 7.09 7.09 7.75
Credit Union Auckland 7.70 - - - - - - - -
First Credit Union Special 7.00 - 6.65 - 6.95 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
First Credit Union Standard 7.00 - 7.35 - 7.45 - - - -
Heartland Bank - Online 6.75 - 6.14 6.15 5.99 5.95 - - 6.75
Heartland Bank - Reverse Mortgage 8.50 - - - - - - - -
Heretaunga Building Society 8.25 - 6.95 - 7.10 - - - -
HSBC Premier 7.94 6.44 6.44 6.59 6.69 6.79 7.29 7.39 -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 7.50 6.39 6.25 6.29 6.29 6.39 6.39 6.35 -
Kainga Ora 7.75 - 7.14 - 7.05 7.19 - 7.09 -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank 7.75 7.50 7.49 - 7.49 7.69 7.69 7.69 7.75
Kiwibank - Offset 7.75 - - - - - - - 7.75
Kiwibank Special - 6.50 6.49 - 6.49 6.79 6.79 6.79 -
Liberty 6.84 - - - - - - - -
Nelson Building Society 8.25 - 7.14 - 7.39 - - - -
Pepper Money Advantage 8.69 - - - - - - - -
Pepper Money Easy 6.89 - - - - - - - -
Pepper Money Essential 6.49 - - - - - - - -
Resimac - LVR < 80% 7.34 - 8.09 - 7.99 7.79 7.59 7.39 -
Resimac - LVR < 90% 8.34 - 9.09 - 8.99 8.79 8.59 8.39 -
Resimac - Specialist Clear (Alt Doc) - - - - 8.99 - - - -
Resimac - Specialist Clear (Full Doc) - - - - 9.49 - - - -
SBS Bank 7.99 7.09 7.09 7.14 7.09 7.09 7.15 7.19 -
SBS Bank Special - 6.59 6.59 6.64 6.59 6.59 6.65 6.69 -
SBS Construction lending for FHB 5.44 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
SBS FirstHome Combo - - 5.39 - - - - - -
SBS Unwind reverse equity 8.50 - - - - - - - -
▲9.24 - - - - - - - -
TSB Bank 8.75 ▲7.34 ▲7.34 ▲7.34 7.29 7.39 7.39 7.29 -
TSB Special 7.95 ▲6.54 ▲6.54 ▲6.54 6.49 6.59 6.59 6.49 8.05
Unity 7.95 6.50 6.39 6.65 6.49 - - - -
Wairarapa Building Society 8.05 - 6.70 6.65 6.60 - - - -
Westforce Credit Union - Special - - 6.65 - 6.95 - - - -
Westforce Credit Union - Standard 7.00 - 7.35 - 7.45 - - - -
Westpac 7.99 7.19 7.19 7.19 7.14 7.19 7.19 7.09 -
Westpac Choices Everyday 8.09 - - - - - - - -
Westpac Offset 7.99 - - - - - - - -
Westpac Special - 6.59 6.59 6.59 6.54 6.59 6.59 6.49 -
Median 7.95 6.60 6.65 6.64 6.95 6.59 6.94 7.09 7.75

Last updated: 27 March 2023 9:19am