Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| AIA | 4.60 | 4.19 | 3.65 | 4.09 | 4.15 | 4.69 | 4.95 | 5.19 | 6.35 |
| ANZ | 4.79 | 4.60 | 4.25 | 4.75 | 4.95 | 5.35 | 5.65 | 5.85 | 4.55 |
| ANZ Blueprint to Build | 2.03 | - | - | - | - | - | - | - | - |
| ANZ Special | - | 4.00 | 3.65 | 4.15 | 4.35 | 4.75 | - | - | - |
| ASB Back My Build | 2.29 | - | - | - | - | - | - | - | - |
| ASB Bank | 4.60 | 4.19 | 3.65 | 4.09 | 4.15 | 4.69 | 4.95 | 5.19 | 4.70 |
| Avanti Finance | 4.55 | - | - | - | - | - | - | - | - |
| Basecorp Finance | 5.49 | - | - | - | - | - | - | - | - |
| Bluestone | 4.09 | - | 4.29 | - | 4.86 | 5.09 | 5.19 | 5.20 | - |
| BNZ - Classic | - | 3.99 | 3.65 | 4.09 | 4.35 | 4.69 | 4.89 | 4.99 | - |
| BNZ - Mortgage One | 5.15 | - | - | - | - | - | - | - | 7.15 |
| BNZ - Rapid Repay | 4.95 | - | - | - | - | - | - | - | 6.74 |
| BNZ - Std, FlyBuys | 4.95 | 4.59 | 4.25 | 4.69 | 4.95 | 5.29 | 5.49 | 5.59 | - |
| BNZ - TotalMoney | 4.95 | - | - | - | - | - | - | - | - |
| CFML Loans | 5.35 | - | - | - | - | - | - | - | - |
| China Construction Bank | 4.49 | 4.70 | 4.70 | - | 4.80 | 4.95 | 4.95 | 4.95 | - |
| China Construction Bank Special | - | - | 2.65 | 2.65 | 2.65 | 2.80 | 2.89 | 2.99 | - |
| Credit Union Auckland | 5.95 | - | - | - | - | - | - | - | - |
| First Credit Union Special | 5.85 | - | 3.59 | - | 4.09 | - | - | - | - |
| Heartland Bank - Online | 2.25 | - | 1.85 | - | 2.35 | 2.65 | - | - | 2.55 |
| Heretaunga Building Society | 5.25 | - | 4.25 | - | 4.75 | - | - | - | - |
| HSBC Premier | 4.49 | 2.79 | 2.19 | 2.19 | 2.45 | 2.69 | 2.99 | 3.19 | 5.44 |
| HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| HSBC Special | - | - | 2.25 | 2.25 | - | - | - | - | - |
| ICBC | 4.25 | 3.65 | 3.49 | 3.85 | 4.05 | 4.55 | 4.75 | 4.95 | 4.25 |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Kainga Ora | 4.60 | - | 4.03 | - | 4.68 | 5.07 | - | 5.42 | - |
| Kainga Ora - First Home Buyer Special | - | - | 2.25 | - | - | - | - | - | - |
 |
4.25 | 5.04 | 4.54 | - | 5.20 | 5.54 | 5.84 | 6.00 | 4.30 |
| Kiwibank - Offset | 4.25 | - | - | - | - | - | - | - | - |
| Kiwibank Special | 4.25 | 4.19 | 3.69 | - | 4.35 | 4.69 | 4.99 | 5.15 | 4.30 |
| Liberty | 4.84 | - | - | - | - | - | - | - | - |
| Nelson Building Society | 4.95 | - | 4.29 | - | 4.85 | - | - | - | - |
 |
4.79 | - | - | - | - | - | - | - | - |
| Resimac | 3.39 | - | 3.54 | - | 3.89 | 4.09 | 4.19 | 4.29 | - |
| SBS Bank | 4.79 | 4.29 | 3.95 | 4.45 | 4.49 | 4.85 | 5.09 | 5.19 | 5.79 |
| SBS Bank Special | - | 3.79 | 3.45 | 3.95 | 3.99 | 4.35 | 4.59 | 4.69 | - |
 |
4.09 | - | 4.29 | - | 4.86 | 5.09 | 5.16 | 5.20 | - |
| The Co-operative Bank - First Home Special | - | - | 3.45 | - | - | - | - | - | - |
| The Co-operative Bank - Owner Occ | 4.75 | 3.65 | 3.65 | 4.05 | 4.35 | 4.69 | 4.89 | 4.99 | 4.75 |
| The Co-operative Bank - Standard | 4.75 | 4.15 | 4.15 | 4.55 | 4.85 | 5.19 | 5.39 | 5.49 | 4.75 |
| TSB Bank | 5.34 | 4.09 | 4.09 | 4.44 | 4.74 | 4.99 | 5.34 | 5.50 | 5.34 |
| TSB Special | 4.54 | 3.29 | 3.29 | 3.64 | 3.94 | 4.19 | 4.54 | 4.70 | 4.54 |
| Unity | 5.65 | 4.30 | 4.15 | 4.20 | 4.60 | - | - | - | - |
| Wairarapa Building Society | 4.99 | - | 4.05 | 4.25 | 4.50 | - | - | - | - |
| Westpac | 5.09 | 4.79 | 4.29 | 4.69 | 4.95 | 5.29 | 5.39 | 5.55 | 4.69 |
| Westpac - Offset | 5.09 | - | - | - | - | - | - | - | - |
| Westpac Special | - | 4.19 | 3.69 | 4.09 | 4.35 | 4.69 | 4.79 | 4.95 | - |
| Median | 4.77 | 4.19 | 3.69 | 4.09 | 4.42 | 4.69 | 4.95 | 5.19 | 4.72 |
Last updated: 19 January 2022 12:41pm
