Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA - Back My Build 4.44 - - - - - - - -
AIA - Go Home Loans 6.74 5.59 4.99 4.99 4.99 5.35 5.59 5.69 -
ANZ ▼6.49 6.09 5.59 5.59 5.59 5.89 5.99 5.99 -
ANZ Blueprint to Build 7.39 - - - - - - - -
ANZ Good Energy - - - - - 1.00 - - -
ANZ Special - 5.49 4.99 4.99 4.99 5.29 - - -
ASB Bank ▼6.44 5.59 4.99 4.99 4.99 5.35 5.59 5.69 -
ASB Better Homes Top Up - - - - - 1.00 - - -
Avanti Finance 7.15 - - - - - - - -
Basecorp Finance ▼7.25 - - - - - - - -
BNZ - Classic - 6.49 5.99 5.89 5.69 5.69 5.59 5.59 -
BNZ - Mortgage One 6.79 - - - - - - - -
BNZ - Rapid Repay 6.79 - - - - - - - -
BNZ - Std 6.69 5.89 5.55 5.39 5.29 5.59 5.69 5.79 -
BNZ - TotalMoney 6.79 - - - - - - - -
CFML 321 Loans 5.25 - - - - - - - -
CFML Home Loans 6.95 - - - - - - - -
CFML Prime Loans 7.45 - - - - - - - -
CFML Standard Loans 8.25 - - - - - - - -
China Construction Bank 6.64 ▼5.49 ▼4.99 ▼4.99 ▼4.99 ▼5.29 ▼5.99 ▼5.99 -
China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special - - 4.89 - - - - - -
Co-operative Bank - Owner Occ 5.95 5.39 4.99 5.09 4.99 5.39 5.59 5.69 5.95
Co-operative Bank - Standard 5.95 5.89 5.49 5.59 5.49 5.89 6.09 6.19 5.95
Credit Union Auckland 7.70 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
First Credit Union Special - - 5.29 - 5.19 - - - -
First Credit Union Standard 6.94 - 5.79 - 5.49 - - - -
Heartland Bank - Online ▼5.99 - 5.89 - - - - - ▼5.99
Heartland Bank - Reverse Mortgage - - - - - - - - -
Heretaunga Building Society ▼7.45 - 5.95 - 5.80 - - - -
ICBC 6.50 5.49 4.99 4.99 4.99 5.39 5.49 5.49 -
Kainga Ora 6.44 - 4.99 - 4.99 5.35 - 5.79 -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank ▼6.35 6.39 5.89 - 5.89 6.15 6.39 6.59 6.55
Kiwibank - Offset ▼6.35 - - - - - - - -
Kiwibank Special - 5.49 4.99 - 4.99 5.35 5.59 5.79 6.55
Liberty 6.90 - 6.80 - 6.50 6.45 - - -
Nelson Building Society 7.19 5.99 5.24 - 4.97 - - - -
Pepper Money Advantage 10.49 - - - - - - - -
Pepper Money Easy 8.69 - - - - - - - -
Pepper Money Essential 8.29 - - - - - - - -
SBS Bank ▼6.49 6.15 5.59 5.59 5.59 5.95 6.29 6.29 -
SBS Bank Special - 5.55 4.99 4.99 4.99 5.35 5.69 5.69 -
SBS Construction lending for FHB 3.94 - - - - - - - -
SBS FirstHome Combo ▼3.94 - 4.29 - - - - - -
SBS FirstHome Combo - - - - - - - - -
SBS Unwind reverse equity 8.89 - - - - - - - -
TSB Bank ▼7.19 6.29 5.79 5.89 5.79 6.19 6.59 6.69 -
TSB Special ▼6.39 5.49 4.99 5.09 4.99 5.39 5.79 5.89 6.74
Unity First Home Buyer special - - ▼4.29 - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Unity Special 6.64 ▼5.55 ▼4.99 4.99 4.99 - - - -
Unity Standard 6.64 6.35 5.79 5.79 5.79 - - - -
Wairarapa Building Society 6.95 - 5.29 5.19 4.75 - - - -
Westpac ▼6.59 ▼6.09 ▼5.55 ▼5.55 ▼5.55 ▼5.24 5.99 5.99 -
Westpac Choices Everyday ▼6.69 - - - - - - - -
Westpac Offset ▼6.59 - - - - - - - -
Westpac Special - ▼5.49 ▼4.95 ▼4.95 ▼4.95 ▼4.95 5.39 5.39 -
Median 6.69 5.59 5.24 5.09 4.99 5.37 5.69 5.79 6.27

Last updated: 29 May 2025 9:53am