Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| AIA | 7.45 | 5.95 | 5.99 | 6.09 | 6.19 | 6.29 | 6.99 | 6.99 | - |
| ANZ | 7.34 | 6.65 | 6.59 | 6.69 | 6.79 | 6.89 | 7.19 | 7.29 | 7.45 |
| ANZ Blueprint to Build | 4.58 | - | - | - | - | - | - | - | - |
| ANZ Special | - | 6.05 | 5.99 | 6.09 | 6.19 | 6.29 | - | - | - |
| ASB Bank | 7.35 | 5.95 | 5.99 | 6.09 | 6.19 | 6.29 | 6.99 | 6.99 | - |
| Avanti Finance | 8.15 | - | - | - | - | - | - | - | - |
| Basecorp Finance | 7.95 | - | - | - | - | - | - | - | - |
| Bluestone | 7.99 | - | - | - | - | - | - | - | - |
| BNZ - Classic | - | 5.99 | 5.99 | 6.09 | 6.09 | 6.25 | 6.29 | 6.29 | - |
| BNZ - Mortgage One | - | - | - | - | - | - | - | - | - |
| BNZ - Rapid Repay | - | - | - | - | - | - | - | - | - |
| BNZ - Std, FlyBuys | 7.29 | 6.59 | 6.59 | 6.59 | 6.69 | 6.85 | 6.89 | 6.89 | - |
| BNZ - TotalMoney | 7.29 | - | - | - | - | - | - | - | - |
| CFML Loans | 7.75 | - | - | - | - | - | - | - | - |
| China Construction Bank | 7.34 | 5.95 | 6.99 | 7.09 | 7.19 | 7.49 | 7.59 | 7.69 | - |
| China Construction Bank Special | - | - | - | - | - | - | - | - | - |
| Co-operative Bank - First Home Special | - | - | 5.69 | - | - | - | - | - | - |
| Co-operative Bank - Owner Occ | 7.15 | 5.79 | 5.79 | 6.05 | 6.15 | 6.29 | 6.39 | 6.49 | 7.15 |
| Co-operative Bank - Standard | 7.15 | 6.29 | 6.29 | 6.55 | 6.65 | 6.79 | 6.89 | 6.99 | 7.15 |
| Credit Union Auckland | 5.95 | - | - | - | - | - | - | - | - |
| First Credit Union Special | 6.40 | - | 6.15 | - | 6.45 | - | - | - | - |
| Heartland Bank - Online | 5.49 | - | ▲5.60 | - | ▲5.69 | ▲5.69 | - | - | 5.49 |
| Heretaunga Building Society | 7.50 | - | 6.25 | - | 6.50 | - | - | - | - |
| HSBC Premier | 7.29 | 5.79 | 5.94 | 6.04 | 6.09 | 6.19 | 6.59 | 6.69 | - |
| HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| HSBC Special | - | - | - | - | - | - | - | - | - |
| ICBC | 7.15 | 5.75 | 5.75 | 5.85 | 5.95 | 6.05 | 6.29 | 6.39 | - |
| Kainga Ora | 5.85 | - | 5.31 | - | 5.58 | 5.97 | - | 6.77 | - |
| Kainga Ora - First Home Buyer Special | - | - | - | - | - | - | - | - | - |
| Kiwibank | 7.00 | 6.95 | 6.89 | - | 7.15 | 7.09 | 7.19 | 7.19 | 7.05 |
| Kiwibank - Offset | 7.00 | - | - | - | - | - | - | - | 7.05 |
| Kiwibank Special | - | 5.95 | 5.89 | - | 6.15 | 6.29 | 6.39 | 6.39 | - |
| Liberty | 5.34 | - | - | - | - | - | - | - | - |
| Nelson Building Society | 7.75 | - | 6.29 | - | 6.99 | - | - | - | - |
| Pepper Money | 5.99 | - | - | - | - | - | - | - | - |
| Resimac | 6.59 | - | 7.94 | - | 8.09 | 7.99 | 7.89 | 7.80 | - |
| SBS Bank | 7.29 | 6.39 | 6.39 | 6.55 | 6.59 | 6.69 | 6.79 | 6.79 | - |
| SBS Bank Special | - | 5.89 | 5.89 | 6.05 | 6.09 | 6.19 | 6.29 | 6.29 | - |
| SBS FirstHome Combo | 4.74 | - | 4.89 | - | - | - | - | - | - |
 |
7.99 | - | - | - | - | - | - | - | - |
| TSB Bank | 8.05 | 6.59 | 6.59 | 6.89 | 6.95 | 7.09 | 7.19 | 7.19 | - |
| TSB Special | 7.25 | 5.79 | 5.79 | 6.09 | 6.15 | 6.29 | 6.39 | 6.39 | 7.35 |
| Unity | 6.65 | 5.79 | 5.85 | 5.99 | 6.05 | - | - | - | - |
| Wairarapa Building Society | 7.45 | - | 5.55 | 5.75 | 5.95 | - | - | - | - |
| Westforce Credit Union - Special | - | - | 6.15 | - | 6.45 | - | - | - | - |
| Westforce Credit Union - Standard | 6.40 | - | 6.85 | - | 6.95 | - | - | - | - |
| Westpac | 7.35 | 6.59 | 6.59 | 6.69 | 6.79 | 6.79 | 6.89 | 6.89 | - |
| Westpac - Offset | 7.35 | - | - | - | - | - | - | - | - |
| Westpac Special | - | 5.99 | 5.99 | 6.09 | 6.19 | 6.19 | 6.29 | 6.29 | - |
| Median | 7.29 | 5.97 | 5.99 | 6.09 | 6.19 | 6.29 | 6.89 | 6.84 | 7.15 |
Last updated: 24 November 2022 10:04am
