Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ Special - 4.79 4.99 5.45 5.49 5.59 - - -
Co-operative Bank - First Home Special - 4.69 4.89 5.19 5.29 5.59 5.79 5.89 -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank Special ▲6.25 ▲4.85 ▲5.15 - 5.39 ▲5.59 ▲5.79 ▲5.89 ▲6.30
SBS Bank Special - 4.69 4.69 4.95 5.29 5.29 5.39 5.49 -
SBS FirstHome Combo 3.29 - 4.29 - - - - - -
SBS FirstHome Combo - - - - - - - - -
TSB Special 6.29 4.79 4.85 5.35 5.49 5.69 5.89 5.99 6.39
Unity First Home Buyer special - - 4.15 - - - - - -
Westpac Special - 4.89 5.19 5.45 5.29 5.59 5.65 5.75 -
Median 6.25 4.79 4.87 5.35 5.34 5.59 5.79 5.89 6.34

Last updated: 24 September 2026 10:48am