Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ Special - 5.14 4.79 4.79 4.89 5.09 - - -
BNZ - Classic - 6.49 5.99 5.89 5.69 5.69 5.59 5.59 -
Co-operative Bank - First Home Special - - ▼4.69 - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank Special - ▼5.09 ▼4.79 - ▼4.89 5.15 5.59 5.79 6.40
SBS Bank Special - ▼5.19 ▼4.79 ▼4.79 ▼4.89 5.09 5.39 5.39 -
SBS FirstHome Combo - - ▼3.99 - - - - - -
SBS FirstHome Combo - - - - - - - - -
TSB Special 6.39 5.29 4.89 5.09 4.95 5.29 5.79 5.89 6.49
Unity First Home Buyer special - - ▼3.99 - - - - - -
Westpac Special - ▼5.09 ▼4.79 ▼4.79 4.95 4.99 5.39 5.39 -
Median 6.39 5.17 4.79 4.79 4.92 5.12 5.59 5.59 6.45

Last updated: 20 August 2025 10:47am