Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ Special - 4.49 ▲4.59 4.89 ▲5.09 ▲5.39 - - -
Co-operative Bank - First Home Special - - 4.39 - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank Special 6.15 4.49 4.49 - 4.89 5.25 5.69 5.79 5.70
SBS Bank Special - 4.69 4.49 4.69 4.89 5.15 5.55 5.69 -
SBS FirstHome Combo 3.29 - 3.99 - - - - - -
SBS FirstHome Combo - - - - - - - - -
TSB Special 5.79 4.59 4.39 4.75 4.69 4.99 5.19 5.29 5.89
Unity First Home Buyer special - - ▼3.95 - - - - - -
Westpac Special - 4.49 ▲4.59 ▲4.85 ▲5.19 ▲5.29 ▲5.39 ▲5.59 -
Median 5.79 4.49 4.44 4.80 4.89 5.25 5.47 5.64 5.79

Last updated: 22 March 2026 6:32pm