Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ Special - ▼4.89 ▼4.49 ▼4.65 ▼4.65 ▼4.89 - - -
BNZ - Classic - 6.49 5.99 5.89 5.69 5.69 5.59 5.59 -
Co-operative Bank - First Home Special - - ▼4.39 - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank Special - 5.05 4.75 - 4.79 5.05 5.39 5.59 6.20
SBS Bank Special - 5.09 4.75 4.75 4.75 4.99 5.39 5.39 -
SBS FirstHome Combo - - 4.29 - - - - - -
SBS FirstHome Combo - - - - - - - - -
TSB Special 6.24 5.09 4.75 4.99 4.49 4.99 5.39 5.49 6.34
Unity First Home Buyer special - - 3.99 - - - - - -
Westpac Special - ▼4.99 ▼4.49 ▼4.49 ▼4.65 ▼4.85 ▼4.99 ▼4.99 -
Median 6.24 5.07 4.49 4.75 4.70 4.99 5.39 5.49 6.27

Last updated: 3 October 2025 9:01am