Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
Bluestone 3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
Resimac 3.39 - 2.98 - 2.79 3.29 3.44 3.54 -
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
TSB Special 4.54 2.89 ▲2.94 ▲3.20 ▲3.40 ▲3.64 ▲3.94 ▼3.94 4.54
ICBC 3.69 2.85 2.45 2.65 2.85 3.15 3.65 3.95 3.69
SBS Bank Special - 2.79 2.55 2.85 2.95 3.25 3.65 3.95 -
Kiwibank Special 3.75 3.55 2.95 - ▲3.30 ▲3.65 3.89 4.19 ▲4.05
Kainga Ora 4.43 - 2.88 - 3.28 3.59 - 4.22 -
The Co-operative Bank - Owner Occ 4.55 ▲2.99 ▲2.99 ▲3.29 ▲3.60 ▲3.89 ▲4.14 ▲4.29 4.55
SBS Bank 4.54 3.29 3.05 3.35 3.45 3.75 4.15 4.45 5.79
BNZ - Classic - ▲3.89 ▲3.24 ▲3.54 ▲3.79 ▲3.99 ▲4.49 ▲4.49 -
Westpac Special - ▲3.69 ▲3.19 ▲3.49 ▲3.79 ▲3.99 ▲4.29 ▲4.49 -
AIA 4.55 ▲3.85 ▲3.25 ▲3.59 ▲3.75 ▲3.99 ▲4.35 ▲4.65 6.35
ASB Bank 4.45 ▲3.85 ▲3.25 ▲3.59 ▲3.75 ▲3.99 ▲4.35 ▲4.65 4.55
TSB Bank 5.34 3.69 ▲3.75 ▲4.00 ▲4.20 ▲4.44 ▲4.74 ▼4.74 5.34
The Co-operative Bank - Standard 4.55 ▼3.49 ▼3.49 ▼3.79 ▲4.10 ▲4.39 ▼4.64 4.79 4.55
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
▲4.00 4.30 3.80 - ▲4.15 ▲4.50 4.74 5.04 ▲4.05
BNZ - Std, FlyBuys 4.70 ▲4.49 ▲3.84 ▲4.14 ▲4.39 ▲4.59 ▲5.09 ▲5.09 -
Westpac 4.84 ▲4.29 ▲3.79 ▲4.09 ▲4.39 ▲4.59 ▲4.89 ▲5.09 4.69
ANZ 4.59 ▲4.60 ▲3.84 ▲4.14 ▲4.30 ▲4.54 ▲5.04 ▲5.34 4.55
ANZ Blueprint to Build 1.68 - - - - - - - -
ANZ Special - ▲4.00 ▲3.24 ▲3.54 ▲3.70 ▲3.94 - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ASB Back My Build 2.04 - - - - - - - -
Basecorp Finance 5.49 - - - - - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.70 - - - - - - - -
CFML Loans 5.15 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
Heartland Bank - Online 2.25 - 1.85 - 2.35 2.65 - - 2.55
Heretaunga Building Society 4.99 - 3.80 - 3.90 - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 2.25 2.25 - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
Kiwibank - Offset ▲4.00 - - - - - - - -
Liberty 5.69 - - - - - - - -
Nelson Building Society 4.95 - 2.99 - 3.24 - - - -
4.79 - - - - - - - -
The Co-operative Bank - First Home Special - - ▲2.79 - - - - - -
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
Westpac - Offset 4.84 - - - - - - - -
Median 4.57 3.85 3.21 3.54 3.60 3.89 4.22 4.45 4.55

Last updated: 22 October 2021 8:59am