Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
7.59 - - - 7.39 7.39 - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
5.64 - - - 5.44 5.44 - - -
5.18 - - - 4.98 4.98 - - -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
TSB Bank 6.09 4.69 4.19 4.35 4.35 4.69 5.25 5.35 6.09
5.15 5.04 4.20 - 4.30 4.64 4.74 4.84 5.20
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
ANZ 5.19 4.15 3.95 3.99 4.15 4.49 4.75 4.85 5.80
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
ASB Bank 5.20 4.39 3.89 4.25 4.05 4.39 4.69 4.79 5.30
Kainga Ora 5.18 - 3.97 - 4.05 4.39 - 4.73 -
Sovereign 5.30 4.39 3.89 4.25 4.05 4.39 4.69 4.79 6.35
The Co-operative Bank - Standard 5.15 3.99 3.99 4.09 4.09 4.39 4.49 4.59 5.15
Bluestone 4.44 - 4.44 - 4.29 4.34 4.39 4.44 -
ANZ Special - 3.65 3.45 3.49 3.65 3.99 - - -
Westpac Special - - 3.39 - 3.55 3.99 4.35 4.45 -
Resimac 4.50 - 4.45 - 3.89 3.94 4.49 4.59 -
ASB Bank Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
BNZ - Classic - - 3.49 3.39 3.55 3.89 4.09 4.19 -
Kiwibank Special - 4.29 3.45 - 3.55 3.89 3.99 4.09 -
SBS Bank Special - 4.29 3.39 3.69 3.55 3.89 ▼4.19 ▼4.29 -
Sovereign Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
The Co-operative Bank - Owner Occ 5.15 3.49 3.49 3.59 3.59 3.89 3.99 4.09 5.15
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
TSB Special 5.29 3.89 3.39 3.55 3.55 3.89 4.45 4.55 5.29
HSBC Premier 5.24 4.19 3.54 3.54 3.20 3.69 3.79 3.89 5.44
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
BNZ - TotalMoney 5.30 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 5.65 4.99 4.75 4.75 4.75 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.65 4.99 4.75 4.75 4.75 - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - 3.99 - 4.49 - - - -
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.65 - 4.80 - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.15 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 5.70 - 4.25 - 4.15 - - - -
RESIMAC Special - - - - - - - - -
Wairarapa Building Society 5.50 - 3.95 - 4.05 - - - -
Westpac - Offset 5.34 - - - - - - - -
Median 5.34 4.34 3.96 3.99 4.09 4.39 4.45 4.59 5.44

Last updated: 21 February 2020 4:32pm