Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier 5.89 4.85 3.79 3.79 3.79 3.89 4.19 4.29 6.09
ICBC 5.65 4.85 3.85 3.99 3.95 3.89 4.29 4.39 5.65
Kiwibank Special - 4.79 3.85 - 3.85 3.99 4.29 4.39 -
SBS Bank Special - 4.99 3.85 3.85 3.85 3.99 4.49 5.49 -
ANZ Special - 4.49 3.85 4.19 3.85 4.05 - - -
ASB Bank Special - 4.49 3.89 3.89 3.85 4.05 4.35 4.45 -
BNZ - Classic - - 3.85 - ▼3.79 4.05 4.35 4.45 -
Sovereign Special - 4.49 3.89 3.89 3.85 4.05 4.35 4.45 -
The Co-operative Bank - Owner Occ 5.65 3.89 3.89 3.89 3.89 4.05 4.35 4.45 5.65
TSB Special - 4.85 3.95 3.99 3.85 4.05 4.45 4.55 -
Westpac Special - - 3.85 - 3.85 4.05 4.35 4.45 -
Resimac 5.30 - 4.86 - 4.14 4.19 4.99 5.09 -
Housing NZ Corp 5.80 - 4.69 - 4.49 4.45 - 4.95 -
ANZ 5.69 4.99 4.35 4.69 4.35 4.55 4.85 4.95 5.80
ASB Bank 5.70 4.89 4.29 4.29 4.35 4.55 4.85 4.95 5.75
Sovereign 5.80 4.89 4.29 4.29 4.35 4.55 4.85 4.95 6.35
The Co-operative Bank - Standard 5.65 4.39 4.39 4.39 4.39 4.55 4.85 4.95 5.65
TSB Bank 5.69 5.35 4.45 4.49 4.35 4.55 4.95 5.05 5.69
5.80 5.54 4.60 - 4.60 4.74 5.04 5.14 5.70
BNZ - Std, FlyBuys 5.80 4.99 4.69 4.79 4.59 4.79 5.19 5.39 -
Westpac 5.79 4.99 4.69 4.79 4.79 5.19 5.29 5.49 5.95
SBS Bank 5.79 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
BNZ - Mortgage One 6.40 - - - - - - - 7.15
BNZ - Rapid Repay 5.85 - - - - - - - 6.74
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
BNZ - TotalMoney 5.80 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 6.15 5.25 4.95 4.95 4.95 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.60 - 4.75 - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.65 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - ▼4.69 - ▼4.79 - - - -
RESIMAC Special - - - - - - - - -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac - Offset 5.79 - - - - - - - -
Median 5.80 4.89 4.35 4.29 4.35 4.19 4.67 4.95 5.79

Last updated: 22 July 2019 9:19am