Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

   Reset

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AIA Special - 3.55 2.69 2.65 2.69 2.99 3.09 3.19 -
ANZ Special - ▼3.55 ▼2.55 ▼2.65 ▼2.69 ▼2.79 - - -
ASB Bank Special - 3.55 2.69 2.65 2.69 2.99 3.09 3.19 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
HSBC Premier 4.49 2.95 2.60 2.65 2.65 2.80 2.89 2.99 5.44
BNZ - Classic - - 2.65 2.69 2.69 2.99 2.99 2.99 -
TSB Special 4.54 ▼2.99 ▼2.55 ▼2.69 2.69 2.99 3.19 3.19 5.29
The Co-operative Bank - Owner Occ 4.40 ▼2.69 ▼2.69 ▼2.75 ▼2.75 ▼2.99 ▼3.19 ▼3.29 4.40
ICBC 3.99 2.95 2.58 2.79 2.68 2.79 2.99 3.45 3.99
SBS Bank Special - 3.39 2.79 2.79 2.69 2.99 3.09 3.19 -
AIA 4.55 4.05 3.19 3.15 3.19 3.49 3.59 3.69 6.35
ASB Bank 4.45 4.05 3.19 3.15 3.19 3.49 3.59 3.69 4.55
ANZ 4.44 4.15 3.15 ▼3.25 3.25 ▼3.39 4.15 4.25 4.55
The Co-operative Bank - Standard 4.40 ▼3.19 ▼3.19 ▼3.25 ▼3.25 ▼3.49 ▼3.69 ▼3.79 4.40
BNZ - Std, FlyBuys 4.55 4.29 3.25 3.29 3.29 3.59 3.59 3.59 -
SBS Bank 4.54 3.89 3.29 3.29 3.19 3.49 3.59 3.69 5.79
TSB Bank 5.34 4.19 ▼3.35 3.79 3.49 3.79 3.99 3.99 6.09
Westpac 4.59 4.79 4.15 4.25 4.09 4.49 4.85 4.95 4.69
Credit Union Baywide 5.65 4.99 4.75 4.75 4.75 - - - -
Credit Union South 5.65 4.99 4.75 4.75 4.75 - - - -
Bluestone 4.44 - 4.44 - 4.44 4.44 4.44 4.44 -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Credit Union Auckland 5.45 - - - - - - - -
First Credit Union Special 5.85 - 3.35 - 3.85 - - - -
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 4.99 - 4.35 - 4.45 - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kainga Ora 4.43 - 3.29 - 3.39 3.85 - 4.08 -
3.40 4.30 3.40 - 3.54 4.00 4.20 4.30 3.45
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset - - - - - - - - -
Kiwibank Special 3.40 3.55 2.65 - 2.79 3.25 3.45 3.55 3.45
Liberty 5.69 - - - - - - - -
Nelson Building Society 4.95 - 3.45 - 3.49 - - - -
4.79 - - - - - - - -
Resimac 3.49 - 3.45 - 3.39 3.69 3.79 3.89 -
Wairarapa Building Society 4.99 - 3.75 - 3.99 - - - -
Westpac - Offset 4.59 - - - - - - - -
Westpac Special - - 2.65 - 2.69 2.79 2.99 2.99 -
Median 4.55 3.89 3.19 2.97 3.22 3.39 3.59 3.64 4.69

Last updated: 9 July 2020 5:00am