Lisa Thompson, joins from Vero Insurance, taking responsibility for the South Island.
Lauren Midgley takes on a BDM role for the North Island, and joins the lender from Ezypay.
The new hires report to national sales manager Michelle Sargent.
Pepper has also hired three account relationship managers in NZ.
Ashleigh Pritchard and Latai Takai have been promoted into the group's key accounts team, while Devon Knight joins on March 22.
Pepper's head of New Zealand, Aaron Milburn, (pictured), said: "These appointments are a direct reflection of the growing adviser support Pepper Money is experiencing as we continue to grow and help more New Zealand families achieve their financial goals."