Westpac, BNZ, TSB rate changes; Reserve Bank fires lending warning

Rate changes galore this morning, continuing a trend from last week with short term rates falling and longer term fixed loans rising. 

Westpac's one year special and standard fixed loans fall by 4 basis points. BNZ's one and two-year rates fall, while four and five year rates rise. TSB's three-year fixed loan rises by 14 basis points. 

See all the latest rates and changes here.

Meanwhile, the Reserve Bank has fired a warning about risky recent mortgage lending, with high DTI and LVR ratios on newer home loans. [READ ON]