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SOME OF THE CONTENT INSIDE

• The brakes have gone on the mortgage advice sector with the Covid 19 lock-down. We look at what it means. 
• Christchurch adviser Maria Thackwell took home the outstanding adviser award at last year’s Financial Advice NZ conference and it all comes down to her refusal to give up, along with an unwavering client focus. Find out how she does it.
• Paul Watkins provides his always useful insights to help advisers grow their businesses.
• Steve Wright from Partners Life looks at what new conduct rules mean for advisers.
• I'd love to get your feedback on the digital issue. You can send your comments to philip@tmmonline.nz