Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| Pepper Money Advantage | 10.49 | - | - | - | - | - | - | - | - |
| SBS Unwind reverse equity | 9.95 | - | - | - | - | - | - | - | - |
| CFML Standard Loans | 9.70 | - | - | - | - | - | - | - | - |
| Basecorp Finance | 9.60 | - | - | - | - | - | - | - | - |
| TSB Bank | 9.19 | 7.69 | 7.25 | 7.05 | 6.79 | 6.69 | 6.69 | 6.69 | - |
| Avanti Finance | 8.90 | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | 8.90 | - | 7.00 | - | 6.50 | - | - | - | - |
| CFML Prime Loans | 8.75 | - | - | - | - | - | - | - | - |
| Nelson Building Society | 8.75 | 7.09 | 6.85 | - | 6.39 | - | - | - | - |
| Pepper Money Easy | 8.69 | - | - | - | - | - | - | - | - |
| Unity | 8.64 | 6.90 | 6.70 | 6.69 | 6.49 | - | - | - | - |
| Liberty | 8.59 | - | 8.69 | - | 8.79 | 8.94 | - | - | - |
| First Credit Union Standard | 8.50 | - | 7.35 | - | 6.95 | - | - | - | - |
| Wairarapa Building Society | 8.50 | - | 6.65 | 6.40 | 5.99 | - | - | - | - |
| AIA - Go Home Loans | 8.49 | 6.85 | 6.45 | 5.99 | 5.89 | 5.79 | 5.79 | 5.69 | - |
| SBS Bank | 8.49 | 7.49 | 7.19 | 6.59 | 6.49 | 6.49 | 6.49 | 6.49 | - |
| Westpac Choices Everyday | 8.49 | - | - | - | - | - | - | - | - |
| BNZ - Mortgage One | 8.44 | - | - | - | - | - | - | - | - |
| BNZ - Rapid Repay | 8.44 | - | - | - | - | - | - | - | - |
| BNZ - Std | 8.44 | 6.85 | 6.45 | 5.99 | 5.89 | 5.79 | 5.69 | 5.69 | - |
| BNZ - TotalMoney | 8.44 | - | - | - | - | - | - | - | - |
| ANZ | 8.39 | ▼7.45 | ▼6.95 | 6.59 | ▼6.39 | ▼6.39 | ▼6.29 | ▼6.29 | - |
| ASB Bank | 8.39 | 6.85 | 6.45 | 5.99 | 5.89 | 5.79 | 5.79 | 5.69 | - |
| Kainga Ora | 8.39 | - | 7.05 | - | 6.59 | 6.49 | - | 6.29 | - |
| TSB Special | 8.39 | 6.89 | 6.45 | 6.25 | 5.99 | 5.89 | 5.89 | 5.89 | 8.49 |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Westpac | 8.39 | 7.59 | 7.45 | 7.09 | 6.79 | 6.59 | 6.59 | 6.59 | - |
| Westpac Offset | 8.39 | - | - | - | - | - | - | - | - |
| Pepper Money Essential | 8.29 | - | - | - | - | - | - | - | - |
| Kiwibank | 8.25 | 7.79 | 7.35 | - | 6.89 | 6.69 | 6.69 | 6.69 | 8.30 |
| Kiwibank - Offset | 8.25 | - | - | - | - | - | - | - | - |
| Co-operative Bank - Owner Occ | 8.15 | 6.89 | 6.39 | 6.15 | ▼5.89 | ▼5.79 | ▼5.79 | ▼5.79 | 8.15 |
| Co-operative Bank - Standard | 8.15 | 7.39 | 6.89 | 6.65 | ▼6.39 | ▼6.29 | ▼6.29 | ▼6.29 | 8.15 |
| Heartland Bank - Online | 7.99 | - | 6.69 | 6.49 | 6.35 | 6.15 | - | - | 7.99 |
| ICBC | 7.85 | 6.89 | 6.45 | 5.99 | 5.99 | 5.89 | 5.89 | 5.89 | - |
| Credit Union Auckland | 7.70 | - | - | - | - | - | - | - | - |
| ANZ Blueprint to Build | 7.39 | - | - | - | - | - | - | - | - |
| CFML Home Loans | 6.95 | - | - | - | - | - | - | - | - |
| CFML 321 Loans | 6.70 | - | - | - | - | - | - | - | - |
| AIA - Back My Build | 5.94 | - | - | - | - | - | - | - | - |
| SBS FirstHome Combo | 5.94 | - | 5.59 | - | - | - | - | - | - |
| ANZ Good Energy | - | - | - | - | - | 1.00 | - | - | - |
| ANZ Special | - | ▼6.85 | ▼6.35 | 5.99 | ▼5.79 | ▼5.79 | - | - | - |
| ASB Better Homes Top Up | - | - | - | - | - | 1.00 | - | - | - |
| BNZ - Classic | - | 6.85 | 6.45 | 5.99 | 5.89 | 5.79 | 5.69 | 5.69 | - |
| China Construction Bank | - | 7.19 | 7.09 | 6.89 | 6.75 | 6.49 | 6.40 | 6.40 | - |
| China Construction Bank Special | - | - | - | - | - | - | - | - | - |
| Co-operative Bank - First Home Special | - | - | 6.19 | - | - | - | - | - | - |
| First Credit Union Special | - | - | 6.75 | - | 6.35 | - | - | - | - |
| Heartland Bank - Reverse Mortgage | - | - | - | - | - | - | - | - | - |
| Kainga Ora - First Home Buyer Special | - | - | - | - | - | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Kiwibank Special | - | 6.89 | 6.45 | - | 5.99 | 5.89 | 5.89 | 5.89 | 8.30 |
| SBS Bank Special | - | 6.89 | 6.59 | 5.99 | 5.89 | 5.89 | 5.89 | 5.89 | - |
| SBS Construction lending for FHB | - | - | - | - | - | - | - | - | - |
| SBS FirstHome Combo | - | - | - | - | - | - | - | - | - |
| Unity First Home Buyer special | - | - | 6.20 | - | - | - | - | - | - |
| Westpac Special | - | 6.99 | 6.85 | 6.49 | 6.19 | 5.99 | 5.99 | 5.99 | - |
| Median | 8.44 | 6.89 | 6.70 | 6.40 | 6.35 | 5.89 | 5.89 | 5.94 | 8.23 |
Last updated: 12 September 2024 9:27am
