Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

   Reset

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Credit Union Auckland 5.95 - - - - - - - -
First Credit Union Special 5.85 - 3.59 - 4.09 - - - -
Unity 5.65 4.30 4.15 4.20 4.60 - - - -
Basecorp Finance 5.49 - - - - - - - -
TSB Bank 5.34 4.09 4.09 4.44 4.74 4.99 5.34 5.50 5.34
Heretaunga Building Society 5.25 - 4.00 - 4.60 - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
CFML Loans 5.15 - - - - - - - -
Westpac ▲5.09 4.79 4.25 4.65 4.95 5.29 5.39 5.55 4.69
Westpac - Offset ▲5.09 - - - - - - - -
Wairarapa Building Society 4.99 - ▲3.65 ▲3.85 ▲4.05 - - - -
BNZ - Rapid Repay ▲4.95 - - - - - - - 6.74
BNZ - Std, FlyBuys ▲4.95 4.59 4.25 4.69 4.95 5.29 5.49 5.59 -
BNZ - TotalMoney ▲4.95 - - - - - - - -
Nelson Building Society 4.95 - ▲4.29 - ▲4.85 - - - -
Liberty 4.84 - - - - - - - -
ANZ ▲4.79 4.60 4.25 4.75 4.95 5.35 5.65 5.85 4.55
4.79 - - - - - - - -
SBS Bank 4.79 4.29 3.65 3.95 4.19 4.25 4.79 4.99 5.79
The Co-operative Bank - Owner Occ ▲4.75 3.49 3.49 3.89 4.15 4.49 4.69 4.85 ▲4.75
The Co-operative Bank - Standard ▲4.75 3.99 3.99 4.39 4.65 4.99 5.19 5.35 ▲4.75
AIA ▲4.60 4.19 3.65 4.09 4.35 4.69 4.95 5.19 6.35
ASB Bank ▲4.60 4.19 3.65 4.09 4.35 4.69 4.95 5.19 ▲4.70
Avanti Finance 4.55 - - - - - - - -
TSB Special 4.54 3.29 3.29 3.64 3.94 4.19 4.54 4.70 4.54
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
Kainga Ora 4.43 - 2.88 - 3.28 3.59 - 4.22 -
▲4.25 ▲5.04 ▲4.54 - ▲5.20 ▲5.54 ▲5.84 ▲6.00 ▲4.30
Kiwibank - Offset ▲4.25 - - - - - - - -
Kiwibank Special ▲4.25 ▲4.19 ▲3.69 - ▲4.35 ▲4.69 ▲4.99 ▲5.15 ▲4.30
ICBC 4.15 3.59 3.29 3.59 3.85 4.19 4.59 4.79 4.15
Bluestone 3.74 - 3.54 - 3.89 4.09 4.19 4.29 -
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
Resimac 3.39 - 3.54 - 3.89 4.09 4.19 4.29 -
ASB Back My Build ▲2.29 - - - - - - - -
Heartland Bank - Online 2.25 - 1.85 - 2.35 2.65 - - 2.55
ANZ Blueprint to Build ▲2.03 - - - - - - - -
ANZ Special - 4.00 3.65 4.15 4.35 4.75 - - -
BNZ - Classic - 3.99 3.65 4.09 4.35 4.69 4.89 4.99 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 2.25 2.25 - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
SBS Bank Special - 3.79 3.15 3.45 3.69 3.75 4.29 4.49 -
The Co-operative Bank - First Home Special - - 3.29 - - - - - -
Westpac Special - 4.19 3.65 4.05 4.35 4.69 4.79 4.95 -
Median 4.77 4.19 3.65 4.07 4.35 4.69 4.84 4.95 4.72

Last updated: 1 December 2021 9:36am