Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland Bank - Online 2.95 - 1.99 - 2.35 2.45 - - -
Resimac 3.39 - 3.35 - 2.99 3.35 3.49 3.59 -
3.40 4.30 3.30 - 3.54 3.54 3.84 3.94 3.45
Kiwibank - Offset 3.40 - - - - - - - -
Kiwibank Special 3.40 3.55 2.55 - 2.79 2.79 3.09 3.19 3.45
Bluestone 3.49 - 3.49 - 3.49 3.49 3.59 3.64 -
ICBC 3.69 2.95 2.45 2.60 2.65 2.79 2.89 2.99 3.69
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
The Co-operative Bank - Owner Occ 4.40 2.55 2.55 2.69 2.69 2.79 2.89 2.99 4.40
The Co-operative Bank - Standard 4.40 3.05 3.05 3.19 3.19 3.29 3.39 3.49 4.40
Kainga Ora 4.43 - 2.93 - 3.07 3.24 - 3.59 -
ANZ 4.44 4.15 3.15 3.25 3.25 3.39 4.15 4.25 4.55
ASB Bank 4.45 3.39 2.55 ▼2.49 2.69 2.79 2.99 2.99 4.55
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
HSBC Premier 4.49 2.79 2.45 2.55 2.60 2.65 2.79 2.89 5.44
SBS Bank 4.54 3.89 3.05 2.99 2.99 2.99 3.49 3.49 5.79
TSB Special 4.54 2.89 2.49 2.65 2.65 2.79 3.09 3.19 4.54
AIA 4.55 3.39 2.55 ▼2.49 2.69 2.79 2.99 2.99 6.35
BNZ - Std, FlyBuys 4.55 4.29 3.15 3.25 3.29 3.39 3.59 3.59 -
BNZ - TotalMoney 4.55 - - - - - - - -
Westpac 4.59 4.15 ▼3.09 3.25 3.29 3.39 3.59 3.59 4.69
Westpac - Offset 4.59 - - - - - - - -
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
4.79 - - - - - - - -
CFML Loans 4.95 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Nelson Building Society 4.95 - 3.45 - 3.49 - - - -
Heretaunga Building Society 4.99 - 3.50 - 3.40 - - - -
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
TSB Bank 5.34 3.69 3.29 3.45 3.45 3.59 3.89 3.99 -
Credit Union Auckland 5.45 - - - - - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
Liberty 5.69 - - - - - - - -
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
ANZ Special - 3.55 2.55 2.65 2.69 2.79 - - -
BNZ - Classic - 3.39 2.55 ▼2.49 2.69 2.79 2.99 2.99 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
SBS Bank Special - 3.39 2.55 2.49 2.49 2.49 2.99 2.99 -
The Co-operative Bank - First Home Special - - - - - - - - -
Westpac Special - - ▼2.49 - 2.69 2.79 2.99 2.99 -
Median 4.55 3.55 2.94 2.69 2.99 2.80 3.09 3.34 4.55

Last updated: 23 October 2020 5:00am