Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Resimac 4.50 - 4.86 - 3.89 3.94 4.99 5.09 -
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
Kiwibank - Offset 5.15 - - - - - - - -
The Co-operative Bank - Owner Occ 5.15 3.49 3.49 3.59 3.59 3.89 3.99 4.09 5.15
The Co-operative Bank - Standard 5.15 3.99 3.99 4.09 4.09 4.39 4.49 4.59 5.15
Kainga Ora 5.18 - 4.04 - 3.95 4.39 - 4.69 -
5.18 - - - 4.98 4.98 - - -
ANZ 5.19 4.15 4.05 ▼3.89 ▲4.05 4.49 4.75 4.85 5.80
ASB Bank 5.20 4.39 3.89 4.25 4.05 4.39 4.69 4.79 5.30
HSBC Premier 5.24 4.19 3.54 3.54 3.54 3.69 3.79 3.89 5.44
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
TSB Special 5.29 3.89 3.55 3.55 3.45 3.89 4.45 4.55 5.29
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
BNZ - TotalMoney 5.30 - - - - - - - -
Sovereign 5.30 4.89 4.15 4.09 4.29 4.55 4.85 4.95 6.35
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
Westpac - Offset 5.34 - - - - - - - -
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
5.64 - - - 5.44 5.44 - - -
Credit Union Baywide ▼5.65 ▼4.99 ▼4.75 ▼4.75 ▼4.75 - - - -
Credit Union South ▼5.65 4.99 4.75 4.75 4.75 - - - -
Liberty 5.69 - - - - - - - -
Nelson Building Society 5.70 - 4.25 - 4.15 - - - -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heretaunga Building Society 5.75 - 4.80 - 4.95 - - - -
5.80 5.04 4.14 - 4.30 4.64 4.74 4.74 5.20
First Credit Union 5.85 - 3.99 - 4.49 - - - -
BNZ - Mortgage One 5.90 - - - - - - - 7.15
Credit Union Auckland 5.95 - - - - - - - -
TSB Bank 6.09 4.69 4.35 4.35 4.25 4.69 5.25 5.35 6.09
Credit Union North 6.45 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
7.59 - - - 7.39 7.39 - - -
ANZ Special - 3.65 3.55 ▼3.39 ▲3.55 3.99 - - -
ASB Bank Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
BNZ - Classic - - 3.49 3.39 3.45 3.99 3.99 3.99 -
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
Finance Direct - - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank Special - 4.29 3.39 - 3.55 3.89 3.99 3.99 -
Napier Building Society - - - - - - - - -
RESIMAC Special - - - - - - - - -
SBS Bank Special - 4.29 ▼3.39 3.69 3.45 3.89 4.49 4.49 -
Sovereign Special - 4.49 3.65 3.59 3.75 4.05 4.35 4.45 -
Westpac Special - - 3.39 - 3.45 3.99 4.35 4.45 -
Median 5.34 4.44 4.04 3.89 4.09 4.39 4.49 4.64 5.44

Last updated: 4 December 2019 9:11am