Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier 5.89 4.85 3.99 3.99 4.19 4.69 4.99 5.29 6.09
Kiwibank Special - - 4.05 - 4.19 4.49 - - -
TSB Special - 4.85 4.05 4.19 4.19 4.49 4.95 4.99 -
ANZ Special - - 4.05 4.19 4.29 4.49 - - -
ASB Bank Special - 4.95 4.05 4.19 4.29 4.49 4.95 5.09 -
BNZ - Special - - 4.10 - 4.29 4.49 - - -
SBS Bank Special - 4.99 4.15 4.49 4.29 4.49 4.99 5.09 -
Sovereign Special - 4.95 4.05 4.19 4.29 4.49 4.95 5.09 -
Westpac Special - - ▼3.99 - 4.29 4.59 - - -
The Co-operative Bank - Owner Occ 5.75 4.10 4.10 4.29 4.35 4.49 4.99 5.19 5.75
ASB Bank 5.80 5.25 4.45 4.59 4.69 4.89 5.35 5.49 5.80
ICBC 5.80 4.99 4.59 5.00 4.69 5.09 5.30 5.85 5.70
Sovereign 5.90 5.25 4.45 4.59 4.69 4.89 5.35 5.49 6.35
TSB Bank 5.80 5.35 4.55 4.69 4.69 4.99 5.45 5.49 5.80
ANZ 5.79 4.99 4.55 4.69 4.79 4.99 5.55 5.69 5.90
BNZ - Std, FlyBuys 5.90 4.99 4.69 4.79 4.79 4.99 5.19 5.39 -
Housing NZ Corp 5.80 - 4.69 - 4.79 4.79 - 5.49 -
Westpac 5.95 4.99 4.69 4.79 4.79 5.19 5.29 5.49 5.95
Heretaunga Building Society 5.75 - 4.70 - 4.85 - - - -
The Co-operative Bank - Standard 5.75 4.60 4.60 4.79 4.85 4.99 5.49 5.69 5.75
5.80 4.99 4.55 - 4.94 4.99 4.99 5.09 5.85
Resimac 5.30 - 4.86 - 4.94 5.30 5.50 5.67 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
SBS Bank 5.89 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.65
Credit Union Baywide 6.15 5.60 5.20 5.30 5.25 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - 3.79 3.85 - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.80 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
RESIMAC Special - - - - - - - - -
Westpac - Offset 5.95 - - - - - - - -
Median 5.89 4.99 4.55 4.59 4.69 4.89 5.29 5.49 5.88

Last updated: 17 January 2019 9:49pm