Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
4.09 - 4.29 - 4.86 5.09 5.16 5.20 -
TSB Special ▲5.50 ▲4.85 ▲4.85 ▲5.09 4.99 ▲5.65 ▲5.89 ▲5.99 5.60
ICBC 5.25 4.39 4.39 4.85 5.09 5.45 5.69 5.89 -
HSBC Premier 5.89 4.49 4.39 4.89 5.15 5.39 5.69 5.89 -
China Construction Bank Special - 4.35 4.45 4.85 5.19 5.45 6.15 6.35 -
Heartland Bank - Online 4.10 - ▲4.90 - ▲5.29 ▲5.59 - - -
AIA 5.95 4.95 4.85 5.09 5.35 5.65 6.35 6.45 -
Unity 5.65 5.10 4.95 5.25 5.55 - - - -
Kainga Ora 5.43 - 4.57 - 5.58 5.85 - 6.43 -
SBS Bank Special - ▲4.95 ▲5.15 ▲5.35 ▲5.59 ▲5.69 ▲6.09 ▲6.25 -
BNZ - Classic - 4.99 5.35 5.59 5.69 5.99 6.09 6.19 -
Co-operative Bank - Owner Occ 5.85 ▲5.09 ▲5.09 ▲5.49 ▲5.69 ▲5.89 ▼6.19 ▼6.29 5.85
Kiwibank Special 5.00 ▲5.45 ▲5.19 - ▲5.69 ▲5.89 ▲6.05 ▲6.29 -
Westpac Special - 5.35 5.35 5.59 5.69 5.99 6.29 6.39 -
Wairarapa Building Society 5.74 - 4.95 - 5.75 - - - -
TSB Bank ▲6.30 ▲5.65 ▲5.65 ▲5.89 5.79 ▲6.45 ▲6.69 ▲6.79 5.59
ANZ Special - 5.35 5.35 5.65 5.80 5.99 - - -
ASB Bank 5.85 5.35 5.35 5.65 5.80 5.99 6.85 6.95 -
Heretaunga Building Society 6.10 - ▲5.35 - ▲5.80 - - - -
First Credit Union Special 5.85 - ▲5.35 - ▲5.85 - - - -
SBS Bank 5.79 ▲5.45 ▲5.65 ▲5.89 ▲6.09 ▲6.19 ▲6.59 ▲6.75 -
China Construction Bank 5.50 5.15 5.40 5.85 6.14 6.40 6.85 6.90 -
Nelson Building Society 6.45 - 5.55 - 6.15 - - - -
Resimac 6.19 - 5.60 - 6.16 6.29 6.31 6.33 -
Co-operative Bank - Standard 5.85 ▲5.59 ▲5.59 ▲5.99 ▲6.19 ▲6.39 ▼6.69 ▼6.79 5.85
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
BNZ - Std, FlyBuys 5.94 5.59 5.95 6.19 6.29 6.59 6.69 6.79 -
Westpac 5.94 5.95 5.95 6.19 6.29 6.59 6.89 6.99 -
ANZ 5.94 5.95 5.95 6.25 6.40 6.59 6.85 6.95 -
5.50 ▲6.45 ▲6.19 - ▲6.69 ▲6.79 ▲6.85 ▲6.99 -
Bluestone 5.89 - 7.49 - 8.09 8.19 - - -
ANZ Blueprint to Build - - - - - - - - -
Avanti Finance 5.95 - - - - - - - -
Basecorp Finance 6.95 - - - - - - - -
BNZ - Mortgage One 5.94 - - - - - - - -
BNZ - Rapid Repay 5.94 - - - - - - - -
BNZ - TotalMoney 5.94 - - - - - - - -
CFML Loans 6.45 - - - - - - - -
Co-operative Bank - First Home Special - - ▲4.99 - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank - Offset 5.50 - - - - - - - -
Liberty 4.84 - - - - - - - -
Pepper Money 4.49 - - - - - - - -
Westpac - Offset 5.94 - - - - - - - -
Median 5.87 5.35 5.35 5.59 5.77 5.99 6.31 6.41 5.72

Last updated: 4 July 2022 8:31am