Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland Bank - Online 2.25 - 1.85 - 2.35 2.65 - - 2.55
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
Resimac 3.39 - 3.54 - 3.89 4.09 4.19 4.29 -
TSB Special 4.54 3.29 3.29 3.64 3.94 4.19 4.54 4.70 4.54
SBS Bank Special - 3.79 3.45 3.95 3.99 4.35 4.59 4.69 -
ICBC 4.25 3.65 3.49 3.85 4.05 4.55 4.75 4.95 4.25
First Credit Union Special 5.85 - 3.59 - 4.09 - - - -
AIA 4.60 4.19 3.65 4.09 4.15 4.69 4.95 5.19 6.35
ASB Bank 4.60 4.19 3.65 4.09 4.15 4.69 4.95 5.19 4.70
ANZ Special - 4.00 3.65 4.15 4.35 4.75 - - -
BNZ - Classic - 3.99 3.65 4.09 4.35 4.69 4.89 4.99 -
Kiwibank Special 4.25 4.19 3.69 - 4.35 4.69 4.99 5.15 4.30
The Co-operative Bank - Owner Occ 4.75 3.65 3.65 4.05 4.35 4.69 4.89 4.99 4.75
Westpac Special - 4.19 3.69 4.09 4.35 4.69 4.79 4.95 -
SBS Bank 4.79 4.29 3.95 4.45 4.49 4.85 5.09 5.19 5.79
Wairarapa Building Society 4.99 - 4.05 4.25 4.50 - - - -
Unity 5.65 4.30 4.15 4.20 4.60 - - - -
Kainga Ora 4.60 - 4.03 - 4.68 5.07 - 5.42 -
TSB Bank 5.34 4.09 4.09 4.44 4.74 4.99 5.34 5.50 5.34
Heretaunga Building Society 5.25 - 4.25 - 4.75 - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Nelson Building Society 4.95 - 4.29 - 4.85 - - - -
The Co-operative Bank - Standard 4.75 4.15 4.15 4.55 4.85 5.19 5.39 5.49 4.75
Bluestone 4.09 - 4.29 - 4.86 5.09 5.19 5.20 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
4.09 - 4.29 - 4.86 5.09 5.16 5.20 -
ANZ 4.79 4.60 4.25 4.75 4.95 5.35 5.65 5.85 4.55
BNZ - Std, FlyBuys 4.95 4.59 4.25 4.69 4.95 5.29 5.49 5.59 -
Westpac 5.09 4.79 4.29 4.69 4.95 5.29 5.39 5.55 4.69
4.25 5.04 4.54 - 5.20 5.54 5.84 6.00 4.30
ANZ Blueprint to Build 2.03 - - - - - - - -
ASB Back My Build 2.29 - - - - - - - -
Avanti Finance 4.55 - - - - - - - -
Basecorp Finance 5.49 - - - - - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.95 - - - - - - - 6.74
BNZ - TotalMoney 4.95 - - - - - - - -
CFML Loans 5.35 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 2.25 2.25 - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
Kiwibank - Offset 4.25 - - - - - - - -
Liberty 4.84 - - - - - - - -
4.79 - - - - - - - -
The Co-operative Bank - First Home Special - - 3.45 - - - - - -
Westpac - Offset 5.09 - - - - - - - -
Median 4.77 4.19 3.69 4.09 4.42 4.69 4.95 5.19 4.72

Last updated: 19 January 2022 12:41pm