Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland Bank - Online 2.25 - 1.85 - 2.35 2.65 - - 2.55
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
ICBC 3.69 2.85 2.35 2.65 2.75 3.05 3.45 3.75 3.69
Resimac 3.39 - 2.98 - 2.79 3.29 3.44 3.54 -
SBS Bank Special - 2.79 2.49 2.69 2.89 3.09 3.49 3.79 -
TSB Special 4.54 2.89 2.55 2.79 2.95 3.25 3.69 3.99 4.54
ANZ Special - 3.39 2.60 2.86 2.99 3.40 - - -
Bluestone 3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
Kiwibank Special 3.75 3.55 ▲2.95 - ▲3.15 3.49 3.89 4.19 3.80
Nelson Building Society 4.95 - 2.99 - 3.24 - - - -
AIA 4.55 3.55 2.85 3.09 3.25 3.55 3.99 4.29 6.35
ASB Bank 4.45 3.55 2.85 3.09 3.25 3.55 3.99 4.29 4.55
BNZ - Classic - ▲3.55 ▲2.85 ▲3.09 ▲3.25 ▲3.55 ▲3.99 3.99 -
The Co-operative Bank - Owner Occ 4.40 ▲2.85 ▲2.85 ▲3.09 ▲3.25 ▲3.49 ▲3.99 ▲4.29 4.40
Westpac Special - 3.29 ▲2.85 ▲3.09 ▲3.25 3.49 3.99 4.29 -
Kainga Ora 4.43 - 2.88 - 3.28 3.59 - 4.22 -
SBS Bank 4.54 3.29 2.99 3.19 3.39 3.59 3.99 4.29 5.79
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
ANZ 4.44 3.99 3.20 3.45 3.59 4.00 4.29 4.59 4.55
The Co-operative Bank - Standard 4.40 ▲3.35 ▲3.35 ▲3.59 ▲3.75 ▲3.99 ▲4.49 ▲4.79 4.40
TSB Bank 5.34 3.69 3.35 3.59 3.75 4.05 4.49 4.79 5.34
BNZ - Std, FlyBuys 4.55 ▲4.15 ▲3.45 ▲3.69 ▲3.85 ▲4.15 ▲4.59 4.59 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
Westpac 4.59 3.89 ▲3.45 ▲3.69 ▲3.85 4.09 4.59 4.89 4.69
Heretaunga Building Society 4.99 - 3.80 - 3.90 - - - -
3.75 4.30 ▲3.80 - ▲4.00 4.34 4.74 5.04 3.80
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
ANZ Blueprint to Build 1.68 - - - - - - - -
ASB Back My Build 1.79 - - - - - - - -
Basecorp Finance 5.49 - - - - - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
CFML Loans 4.95 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 2.25 2.25 - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
Kiwibank - Offset 3.75 - - - - - - - -
Liberty 5.69 - - - - - - - -
4.79 - - - - - - - -
The Co-operative Bank - First Home Special - - ▲2.65 - - - - - -
Westpac - Offset 4.59 - - - - - - - -
Median 4.54 3.55 2.95 3.09 3.25 3.49 3.99 4.29 4.55

Last updated: 23 September 2021 8:11am