Latest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| HSBC Premier | 5.89 | 4.85 | 3.99 | 3.99 | 4.19 | 4.69 | 4.99 | 5.29 | 6.09 |
| Kiwibank Special | - | - | 4.05 | - | 4.19 | 4.49 | - | - | - |
| TSB Special | - | 4.85 | 4.05 | 4.19 | 4.19 | 4.49 | 4.95 | 4.99 | - |
| ANZ Special | - | - | 4.05 | 4.19 | 4.29 | 4.49 | - | - | - |
| ASB Bank Special | - | 4.95 | 4.05 | 4.19 | 4.29 | 4.49 | 4.95 | 5.09 | - |
| BNZ - Special | - | - | 4.10 | - | 4.29 | 4.49 | - | - | - |
| SBS Bank Special | - | 4.99 | 4.15 | 4.49 | 4.29 | 4.49 | 4.99 | 5.09 | - |
| Sovereign Special | - | 4.95 | 4.05 | 4.19 | 4.29 | 4.49 | 4.95 | 5.09 | - |
| Westpac Special | - | - | ▼3.99 | - | 4.29 | 4.59 | - | - | - |
| The Co-operative Bank - Owner Occ | 5.75 | 4.10 | 4.10 | 4.29 | 4.35 | 4.49 | 4.99 | 5.19 | 5.75 |
| ASB Bank | 5.80 | 5.25 | 4.45 | 4.59 | 4.69 | 4.89 | 5.35 | 5.49 | 5.80 |
| ICBC | 5.80 | 4.99 | 4.59 | 5.00 | 4.69 | 5.09 | 5.30 | 5.85 | 5.70 |
| Sovereign | 5.90 | 5.25 | 4.45 | 4.59 | 4.69 | 4.89 | 5.35 | 5.49 | 6.35 |
| TSB Bank | 5.80 | 5.35 | 4.55 | 4.69 | 4.69 | 4.99 | 5.45 | 5.49 | 5.80 |
| ANZ | 5.79 | 4.99 | 4.55 | 4.69 | 4.79 | 4.99 | 5.55 | 5.69 | 5.90 |
| BNZ - Std, FlyBuys | 5.90 | 4.99 | 4.69 | 4.79 | 4.79 | 4.99 | 5.19 | 5.39 | - |
| Housing NZ Corp | 5.80 | - | 4.69 | - | 4.79 | 4.79 | - | 5.49 | - |
| Westpac | 5.95 | 4.99 | 4.69 | 4.79 | 4.79 | 5.19 | 5.29 | 5.49 | 5.95 |
| Heretaunga Building Society | 5.75 | - | 4.70 | - | 4.85 | - | - | - | - |
| The Co-operative Bank - Standard | 5.75 | 4.60 | 4.60 | 4.79 | 4.85 | 4.99 | 5.49 | 5.69 | 5.75 |
 |
5.80 | 4.99 | 4.55 | - | 4.94 | 4.99 | 4.99 | 5.09 | 5.85 |
| Resimac | 5.30 | - | 4.86 | - | 4.94 | 5.30 | 5.50 | 5.67 | - |
| Wairarapa Building Society | 5.70 | - | 4.85 | - | 4.99 | - | - | - | - |
| SBS Bank | 5.89 | 5.25 | 4.85 | 5.15 | 5.05 | 5.49 | 5.89 | 6.09 | 5.65 |
| Credit Union Baywide | 6.15 | 5.60 | 5.20 | 5.30 | 5.25 | - | - | - | - |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| Nelson Building Society | 6.10 | - | 5.10 | - | 5.45 | - | - | - | - |
| Heartland | 6.70 | 6.90 | 7.00 | - | 7.25 | 7.85 | - | 8.55 | 6.70 |
| BNZ - Mortgage One | 6.50 | - | - | - | - | - | - | - | 7.15 |
| BNZ - Rapid Repay | 5.95 | - | - | - | - | - | - | - | 6.74 |
| BNZ - TotalMoney | 5.90 | - | - | - | - | - | - | - | - |
| Credit Union Auckland | 6.70 | - | - | - | - | - | - | - | - |
| Credit Union North | 6.45 | - | - | - | - | - | - | - | - |
| Credit Union South | 6.45 | - | - | - | - | - | - | - | - |
| Finance Direct | - | - | - | - | - | - | - | - | - |
| First Credit Union | 5.85 | - | - | - | - | - | - | - | - |
| Heartland Bank - Online | - | - | - | - | - | - | - | - | - |
| HSBC Premier LVR > 80% | - | - | 3.79 | 3.85 | - | - | - | - | - |
| HSBC Special | - | - | - | - | - | - | - | - | - |
| Kiwibank - Capped | - | - | - | - | - | - | - | - | - |
| Kiwibank - Offset | 5.80 | - | - | - | - | - | - | - | - |
| Liberty | 5.69 | - | - | - | - | - | - | - | - |
| Napier Building Society | - | - | - | - | - | - | - | - | - |
| RESIMAC Special | - | - | - | - | - | - | - | - | - |
| Westpac - Offset | 5.95 | - | - | - | - | - | - | - | - |
| Median | 5.89 | 4.99 | 4.55 | 4.59 | 4.69 | 4.89 | 5.29 | 5.49 | 5.88 |
Last updated: 17 January 2019 9:49pm
