Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier 4.49 2.79 2.45 2.55 2.60 2.65 2.79 2.89 5.44
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
ICBC 3.69 2.95 2.55 2.60 2.65 2.79 2.89 2.99 3.69
AIA 4.55 3.39 2.55 2.65 2.69 2.79 3.05 3.19 6.35
ANZ Special - 3.55 2.55 2.65 2.69 2.79 - - -
ASB Bank 4.45 3.39 2.55 2.65 2.69 2.79 3.09 3.19 4.55
BNZ - Classic - - 2.55 ▼2.65 2.69 ▼2.79 2.99 2.99 -
SBS Bank Special - 3.39 2.59 2.69 2.69 2.99 3.09 3.19 -
The Co-operative Bank - Owner Occ 4.40 2.55 2.55 2.69 2.69 2.99 3.19 3.29 4.40
TSB Special 4.54 2.99 2.55 2.69 2.69 2.99 3.19 3.19 4.54
Westpac Special - - 2.55 - 2.69 2.79 2.99 2.99 -
Kiwibank Special 3.40 3.55 2.55 - 2.79 2.79 3.09 3.19 3.45
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
Resimac ▼3.39 - 3.45 - ▼2.99 ▼3.35 3.79 3.89 -
SBS Bank 4.54 3.89 3.09 3.19 3.19 3.49 3.59 3.69 5.79
The Co-operative Bank - Standard 4.40 3.05 3.05 3.19 3.19 3.49 3.69 3.79 4.40
ANZ 4.44 4.15 3.15 3.25 3.25 3.39 4.15 4.25 4.55
BNZ - Std, FlyBuys 4.55 4.29 ▼3.15 ▼3.25 3.29 ▼3.39 3.59 3.59 -
Kainga Ora 4.43 - 3.29 - 3.39 3.85 - 4.08 -
Bluestone 3.49 - 3.49 - 3.49 3.49 3.59 3.64 -
Nelson Building Society 4.95 - 3.45 - 3.49 - - - -
TSB Bank 5.34 3.79 3.35 3.49 3.49 3.79 3.99 3.99 6.09
3.40 4.30 3.30 - 3.54 3.54 3.84 3.94 3.45
Wairarapa Building Society 4.99 - 3.65 - 3.69 - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
First Credit Union Special 5.85 - 3.35 - 3.85 - - - -
Westpac 4.59 4.79 4.15 4.25 4.09 4.49 4.85 4.95 4.69
Heretaunga Building Society 4.99 - 4.35 - 4.45 - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
CFML Loans 5.50 - - - - - - - -
Credit Union Auckland 5.45 - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Offset 3.40 - - - - - - - -
Liberty 5.69 - - - - - - - -
4.79 - - - - - - - -
Westpac - Offset 4.59 - - - - - - - -
Median 4.55 3.55 3.12 2.69 3.19 3.17 3.19 3.44 4.55

Last updated: 4 August 2020 11:33am