Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland Bank - Online 1.95 - 1.85 - 2.35 2.45 - - 2.35
HSBC Premier 4.49 2.79 2.19 2.19 2.45 2.69 2.99 3.19 5.44
HSBC Special - - 2.25 2.25 - - - - -
Kainga Ora - First Home Buyer Special - - 2.25 - - - - - -
ICBC 3.69 ▼2.49 ▲2.29 ▲2.49 ▲2.69 ▲2.99 ▲3.29 ▲3.59 3.69
The Co-operative Bank - First Home Special - - 2.29 - - - - - -
SBS Bank Special - 2.79 ▲2.39 ▲2.59 ▲2.79 ▲2.99 3.39 ▲3.69 -
Kiwibank Special 3.75 3.55 2.49 - 2.49 3.29 3.59 3.89 3.80
The Co-operative Bank - Owner Occ 4.40 2.49 2.49 2.69 2.89 3.19 3.49 3.79 4.40
ANZ Special - 3.39 2.50 2.74 2.90 3.24 - - -
TSB Special 4.54 2.89 2.50 2.74 2.89 3.24 3.49 3.79 4.54
AIA 4.55 3.29 2.55 2.79 2.95 3.29 3.69 3.99 6.35
ASB Bank 4.45 3.29 2.55 2.79 2.95 3.29 3.69 3.99 4.55
BNZ - Classic - 3.29 2.55 2.79 2.95 3.25 3.69 3.99 -
Westpac Special - 3.29 2.55 2.75 2.89 3.29 3.49 3.79 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
Kainga Ora 4.43 - 2.67 - 2.97 3.13 - 3.37 -
SBS Bank 4.54 3.29 ▲2.89 ▲3.09 ▲3.29 ▲3.49 3.89 ▲4.19 5.79
First Credit Union Special 5.85 - 2.95 - 3.45 - - - -
Resimac 3.39 - 2.98 - 2.79 3.29 3.44 3.54 -
Nelson Building Society 4.95 - 2.99 - 3.24 - - - -
The Co-operative Bank - Standard 4.40 2.99 2.99 3.19 3.39 3.69 3.99 4.29 4.40
ANZ 4.44 3.99 3.10 3.34 3.50 3.84 3.99 4.39 4.55
BNZ - Std, FlyBuys 4.55 3.89 3.15 3.39 3.22 3.85 4.29 4.59 -
Westpac 4.59 3.89 3.15 3.35 3.49 3.89 4.09 4.39 4.69
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
TSB Bank 5.34 3.69 3.30 3.54 3.69 4.04 4.29 4.59 -
Bluestone 3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
3.75 4.30 3.34 - 3.34 4.14 4.44 4.74 3.80
3.49 - 3.34 - 2.99 3.34 3.44 3.54 -
Wairarapa Building Society 4.99 - 3.55 3.60 3.49 - - - -
Heretaunga Building Society 4.99 - 3.80 - 3.90 - - - -
Credit Union Baywide 5.65 3.99 3.95 3.95 3.85 - - - -
Credit Union South 5.65 3.99 3.95 3.95 3.85 - - - -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
ANZ Blueprint to Build 1.68 - - - - - - - -
ASB Back My Build 1.79 - - - - - - - -
Basecorp Finance 5.49 - - - - - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
CFML Loans 4.95 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
Kiwibank - Offset 3.75 - - - - - - - -
Liberty 5.69 - - - - - - - -
4.79 - - - - - - - -
Westpac - Offset 4.59 - - - - - - - -
Median 4.54 3.29 2.78 2.79 2.99 3.29 3.64 3.89 4.55

Last updated: 2 August 2021 9:09am