Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

   Reset

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
HSBC Premier 5.24 4.65 3.35 3.35 3.35 3.35 3.35 3.35 5.44
Kiwibank Special - 4.79 3.55 - 3.59 3.99 3.99 3.99 -
ANZ Special - 4.29 3.65 3.99 ▼3.54 3.99 - - -
ASB Bank Special - 4.29 3.65 3.75 3.59 3.89 4.19 4.29 -
BNZ - Classic - - 3.65 - ▼3.49 3.99 4.35 4.45 -
Sovereign Special - 4.49 3.65 3.59 3.75 4.05 4.35 4.45 -
The Co-operative Bank - Owner Occ 5.15 3.65 3.65 3.59 3.59 3.99 4.19 4.29 5.15
Westpac Special - - 3.65 - ▼3.54 3.99 4.35 4.45 -
SBS Bank Special - 4.29 3.69 3.69 3.69 ▼3.89 4.49 5.49 -
ICBC 5.65 4.85 3.85 3.99 3.95 3.89 4.29 4.39 5.65
TSB Special 5.29 4.55 3.85 3.89 3.79 4.05 4.45 4.55 5.29
ANZ 5.19 4.79 4.15 4.49 ▼4.04 4.49 4.75 4.85 5.80
ASB Bank 5.20 4.79 4.15 4.25 4.09 4.39 4.69 4.79 5.30
Housing NZ Corp 5.19 - ▼4.15 - ▼4.09 ▼4.39 - ▼4.74 -
Sovereign 5.30 4.89 4.15 4.09 4.29 4.55 4.85 4.95 6.35
The Co-operative Bank - Standard 5.15 4.15 4.15 4.09 4.09 4.49 4.69 4.79 5.15
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
5.80 5.54 4.30 - 4.34 4.74 4.74 4.74 5.20
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
TSB Bank 6.09 5.35 4.65 4.69 4.59 4.85 5.25 5.35 6.09
Nelson Building Society 5.70 - 4.69 - 4.79 - - - -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Heretaunga Building Society 5.75 - 4.80 - 4.95 - - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Resimac 5.30 - 4.86 - 4.14 4.19 4.99 5.09 -
Credit Union Baywide 6.15 5.25 4.95 4.95 4.95 - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
BNZ - TotalMoney 5.30 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.15 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
RESIMAC Special - - - - - - - - -
Westpac - Offset 5.34 - - - - - - - -
Median 5.35 4.79 4.15 4.09 4.09 4.19 4.59 4.77 5.65

Last updated: 20 September 2019 9:30am