Latest Mortgage Rates

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

   Reset

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
SBS FirstHome Combo 4.74 - 4.89 - - - - - -
Kainga Ora 5.85 - 5.31 - 5.58 5.97 - 6.77 -
Wairarapa Building Society 7.45 - 5.55 5.75 5.95 - - - -
Heartland Bank - Online 5.49 - ▲5.60 - ▲5.69 ▲5.69 - - 5.49
Co-operative Bank - First Home Special - - 5.69 - - - - - -
ICBC 7.15 5.75 5.75 5.85 5.95 6.05 6.29 6.39 -
Co-operative Bank - Owner Occ 7.15 5.79 5.79 6.05 6.15 6.29 6.39 6.49 7.15
TSB Special 7.25 5.79 5.79 6.09 6.15 6.29 6.39 6.39 7.35
Unity 6.65 5.79 5.85 5.99 6.05 - - - -
Kiwibank Special - 5.95 5.89 - 6.15 6.29 6.39 6.39 -
SBS Bank Special - 5.89 5.89 6.05 6.09 6.19 6.29 6.29 -
HSBC Premier 7.29 5.79 5.94 6.04 6.09 6.19 6.59 6.69 -
AIA 7.45 5.95 5.99 6.09 6.19 6.29 6.99 6.99 -
ANZ Special - 6.05 5.99 6.09 6.19 6.29 - - -
ASB Bank 7.35 5.95 5.99 6.09 6.19 6.29 6.99 6.99 -
BNZ - Classic - 5.99 5.99 6.09 6.09 6.25 6.29 6.29 -
Westpac Special - 5.99 5.99 6.09 6.19 6.19 6.29 6.29 -
First Credit Union Special 6.40 - 6.15 - 6.45 - - - -
Westforce Credit Union - Special - - 6.15 - 6.45 - - - -
Heretaunga Building Society 7.50 - 6.25 - 6.50 - - - -
Co-operative Bank - Standard 7.15 6.29 6.29 6.55 6.65 6.79 6.89 6.99 7.15
Nelson Building Society 7.75 - 6.29 - 6.99 - - - -
SBS Bank 7.29 6.39 6.39 6.55 6.59 6.69 6.79 6.79 -
ANZ 7.34 6.65 6.59 6.69 6.79 6.89 7.19 7.29 7.45
BNZ - Std, FlyBuys 7.29 6.59 6.59 6.59 6.69 6.85 6.89 6.89 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
TSB Bank 8.05 6.59 6.59 6.89 6.95 7.09 7.19 7.19 -
Westpac 7.35 6.59 6.59 6.69 6.79 6.79 6.89 6.89 -
Westforce Credit Union - Standard 6.40 - 6.85 - 6.95 - - - -
Kiwibank 7.00 6.95 6.89 - 7.15 7.09 7.19 7.19 7.05
China Construction Bank 7.34 5.95 6.99 7.09 7.19 7.49 7.59 7.69 -
Resimac 6.59 - 7.94 - 8.09 7.99 7.89 7.80 -
ANZ Blueprint to Build 4.58 - - - - - - - -
Avanti Finance 8.15 - - - - - - - -
Basecorp Finance 7.95 - - - - - - - -
Bluestone 7.99 - - - - - - - -
BNZ - Mortgage One - - - - - - - - -
BNZ - Rapid Repay - - - - - - - - -
BNZ - TotalMoney 7.29 - - - - - - - -
CFML Loans ▲8.49 - - - - - - - -
China Construction Bank Special - - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank - Offset 7.00 - - - - - - - 7.05
Liberty 5.34 - - - - - - - -
Pepper Money 5.99 - - - - - - - -
7.99 - - - - - - - -
Westpac - Offset 7.35 - - - - - - - -
Median 7.29 5.97 5.99 6.09 6.19 6.29 6.89 6.84 7.15

Last updated: 28 November 2022 8:51am