Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
HSBC Premier 4.49 3.64 2.95 2.95 3.09 3.50 3.60 3.70 5.44
AIA Special - 3.89 3.05 3.75 3.39 3.69 3.79 3.89 -
ANZ Special - 3.65 3.05 3.49 3.35 3.99 - - -
ASB Bank Special - 3.89 3.05 3.75 3.39 3.69 3.79 3.89 -
BNZ - Classic - - 3.09 3.05 3.35 3.69 3.79 3.89 -
Kiwibank Special - 4.29 3.09 - 3.39 3.65 3.99 4.09 -
SBS Bank Special - 3.89 3.09 3.39 3.39 3.69 3.79 3.89 -
TSB Special 4.54 3.89 3.09 3.35 3.35 3.69 3.79 3.89 5.29
Westpac Special - - 3.09 - 3.39 3.69 3.79 3.89 -
China Construction Bank Special - - 3.15 - 3.15 3.19 3.30 3.45 -
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
The Co-operative Bank - Owner Occ 4.40 3.25 3.25 3.35 3.45 3.69 3.89 3.99 4.40
AIA 4.55 4.39 3.55 4.25 3.89 3.99 4.09 4.19 6.35
ANZ 4.44 4.15 3.55 3.99 3.85 4.49 4.75 4.85 4.55
ASB Bank 4.45 4.39 3.55 4.25 3.89 3.99 4.09 4.19 4.55
BNZ - Std, FlyBuys 4.55 4.79 3.75 3.95 4.10 4.55 4.69 4.79 -
The Co-operative Bank - Standard 4.40 3.75 3.75 3.85 3.85 4.19 4.39 4.49 4.40
4.40 5.04 3.84 - 4.14 4.40 4.74 4.84 4.45
TSB Bank 5.34 4.69 3.89 4.15 4.15 4.49 4.55 4.69 6.09
Kainga Ora 5.18 - 3.94 - 4.08 4.39 - 4.73 -
Wairarapa Building Society 4.99 - 3.95 - 3.99 - - - -
First Credit Union 5.85 - 3.99 - 4.49 - - - -
Nelson Building Society 4.95 - ▼4.09 - 4.15 - - - -
Westpac 4.59 4.79 4.15 4.25 4.09 4.49 4.85 4.95 4.69
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heretaunga Building Society 4.99 - 4.35 - 4.45 - - - -
Bluestone 4.44 - 4.44 - 4.29 4.34 4.39 4.44 -
Resimac 4.50 - 4.45 - 3.89 3.94 4.49 4.59 -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Credit Union Baywide 5.65 4.99 4.75 4.75 4.75 - - - -
Credit Union South 5.65 4.99 4.75 4.75 4.75 - - - -
SBS Bank 4.54 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union North 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 4.40 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
5.64 - - - 5.44 5.44 - - -
5.18 - - - 4.98 4.98 - - -
7.59 - - - 7.39 7.39 - - -
RESIMAC Special - - - - - - - - -
Westpac - Offset 4.59 - - - - - - - -
Median 4.60 4.29 3.65 3.85 3.89 3.99 4.09 4.19 5.22

Last updated: 31 March 2020 8:55am