Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
ASB Bank Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
SBS Bank Special - 4.29 3.39 3.69 ▲3.55 3.89 4.49 4.49 -
Sovereign Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
TSB Special 5.29 3.89 3.39 3.55 3.55 3.89 4.45 4.55 5.29
Westpac Special - - 3.39 - 3.55 3.99 4.35 4.45 -
Kiwibank Special - 4.29 3.45 - 3.55 3.89 3.99 4.09 -
BNZ - Classic - - 3.49 3.39 3.55 3.89 4.09 4.19 -
The Co-operative Bank - Owner Occ 5.15 3.49 3.49 3.59 3.59 3.89 3.99 4.09 5.15
HSBC Premier 5.24 4.19 3.54 3.54 3.54 3.69 3.79 3.89 5.44
ANZ Special - 3.65 3.55 3.39 3.55 3.99 - - -
ASB Bank 5.20 4.39 3.89 4.25 4.05 4.39 4.69 4.79 5.30
Sovereign 5.30 4.39 3.89 4.25 4.05 4.39 4.69 4.79 6.35
Wairarapa Building Society ▼5.50 - ▼3.95 - ▼4.05 - - - -
Kainga Ora 5.18 - 3.97 - 4.05 4.39 - 4.73 -
First Credit Union 5.85 - 3.99 - 4.49 - - - -
The Co-operative Bank - Standard 5.15 3.99 3.99 4.09 4.09 4.39 4.49 4.59 5.15
ANZ 5.19 4.15 4.05 3.89 4.05 4.49 4.75 4.85 5.80
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
TSB Bank 6.09 4.69 4.19 4.35 4.35 4.69 5.25 5.35 6.09
▼5.15 5.04 4.20 - 4.30 4.64 4.74 4.84 5.20
Nelson Building Society 5.70 - 4.25 - 4.15 - - - -
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
Resimac 4.50 - ▼4.45 - 3.89 3.94 4.49 4.59 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heretaunga Building Society 5.75 - ▼4.65 - ▼4.80 - - - -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Credit Union Baywide 5.65 4.99 4.75 4.75 4.75 - - - -
Credit Union South 5.65 4.99 4.75 4.75 4.75 - - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Credit Union Auckland 5.95 - - - - - - - -
Credit Union North 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
Heartland Bank - Online - - - - - - - - -
BNZ - TotalMoney 5.30 - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.15 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
5.64 - - - 5.44 5.44 - - -
5.18 - - - 4.98 4.98 - - -
7.59 - - - 7.39 7.39 - - -
RESIMAC Special - - - - - - - - -
Westpac - Offset 5.34 - - - - - - - -
Median 5.34 4.34 3.97 3.89 4.05 4.39 4.49 4.59 5.44

Last updated: 24 January 2020 8:55am