Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 3.99 2.95 2.58 2.79 2.68 2.79 2.99 3.45 3.99
HSBC Premier 4.49 2.95 2.60 2.65 2.65 2.80 2.89 2.99 5.44
ANZ Special - 3.65 2.65 3.05 2.75 3.35 - - -
BNZ - Classic - - 2.65 2.69 2.69 2.99 2.99 2.99 -
China Construction Bank Special - - 2.65 2.65 2.65 2.80 2.89 2.99 -
Kiwibank Special 3.40 3.55 2.65 - 2.79 3.25 3.45 3.55 3.45
TSB Special 4.54 ▼2.99 ▼2.65 ▼2.69 2.69 2.99 3.19 3.19 5.29
Westpac Special - - ▼2.65 - 2.69 2.79 2.99 2.99 -
AIA Special - 3.55 2.69 2.65 2.69 2.99 3.09 3.19 -
ASB Bank Special - 3.55 2.69 2.65 2.69 2.99 3.09 3.19 -
SBS Bank Special - ▼3.39 2.79 ▼2.79 ▼2.69 ▼2.99 ▼3.09 ▼3.19 -
The Co-operative Bank - Owner Occ 4.40 2.79 2.79 2.79 2.79 3.39 3.49 3.59 4.40
Heartland 3.95 - 2.89 - 2.97 3.39 - - -
ANZ 4.44 4.15 3.15 3.55 3.25 3.85 4.15 4.25 4.55
AIA 4.55 4.05 3.19 3.15 3.19 3.49 3.59 3.69 6.35
ASB Bank 4.45 4.05 3.19 3.15 3.19 3.49 3.59 3.69 4.55
BNZ - Std, FlyBuys 4.55 4.29 3.25 3.29 3.29 3.59 3.59 3.59 -
Kainga Ora 4.43 - 3.29 - 3.39 3.85 - 4.08 -
SBS Bank 4.54 ▼3.89 3.29 ▼3.29 ▼3.19 ▼3.49 ▼3.59 ▼3.69 5.79
The Co-operative Bank - Standard 4.40 3.29 3.29 3.29 3.29 3.89 3.99 4.09 4.40
First Credit Union Special 5.85 - 3.35 - 3.85 - - - -
3.40 4.30 3.40 - 3.54 4.00 4.20 4.30 3.45
Nelson Building Society 4.95 - 3.45 - 3.49 - - - -
Resimac 3.49 - 3.45 - 3.39 3.69 3.79 3.89 -
TSB Bank 5.34 4.19 3.59 3.79 3.49 3.79 3.99 3.99 6.09
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Wairarapa Building Society 4.99 - 3.75 - 3.99 - - - -
Westpac 4.59 4.79 4.15 4.25 4.09 4.49 4.85 4.95 4.69
Heretaunga Building Society 4.99 - 4.35 - 4.45 - - - -
Bluestone 4.44 - 4.44 - 4.44 4.44 4.44 4.44 -
China Construction Bank 4.49 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Credit Union Baywide 5.65 4.99 4.75 4.75 4.75 - - - -
Credit Union South 5.65 4.99 4.75 4.75 4.75 - - - -
BNZ - Mortgage One 5.15 - - - - - - - 7.15
BNZ - Rapid Repay 4.60 - - - - - - - 6.74
BNZ - TotalMoney 4.55 - - - - - - - -
Credit Union Auckland 5.45 - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset - - - - - - - - -
Liberty 5.69 - - - - - - - -
4.79 - - - - - - - -
Westpac - Offset 4.59 - - - - - - - -
Median 4.55 3.89 3.22 3.10 3.22 3.44 3.59 3.64 4.69

Last updated: 3 July 2020 8:15am