Latest Mortgage Rates

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 5.15 4.29 3.18 3.18 3.18 3.20 3.99 3.99 5.15
China Construction Bank Special - - 3.19 - 3.19 3.19 3.30 3.45 -
ASB Bank Special - 3.89 3.39 3.75 3.55 3.89 4.19 4.29 -
Kiwibank Special - 4.29 3.39 - 3.55 3.89 3.99 3.99 -
SBS Bank Special - 4.29 ▼3.39 3.69 3.45 3.89 4.49 4.49 -
Westpac Special - - 3.39 - 3.45 3.99 4.35 4.45 -
BNZ - Classic - - 3.49 3.39 3.45 3.99 3.99 3.99 -
The Co-operative Bank - Owner Occ 5.15 3.49 3.49 3.59 3.59 3.89 3.99 4.09 5.15
HSBC Premier 5.24 4.19 3.54 3.54 3.54 3.69 3.79 3.89 5.44
ANZ Special - 3.65 3.55 ▼3.39 ▲3.55 3.99 - - -
TSB Special 5.29 3.89 3.55 3.55 3.45 3.89 4.45 4.55 5.29
Sovereign Special - 4.49 3.65 3.59 3.75 4.05 4.35 4.45 -
ASB Bank 5.20 4.39 3.89 4.25 4.05 4.39 4.69 4.79 5.30
First Credit Union 5.85 - 3.99 - 4.49 - - - -
The Co-operative Bank - Standard 5.15 3.99 3.99 4.09 4.09 4.39 4.49 4.59 5.15
Kainga Ora 5.18 - 4.04 - 3.95 4.39 - 4.69 -
ANZ 5.19 4.15 4.05 ▼3.89 ▲4.05 4.49 4.75 4.85 5.80
5.80 5.04 4.14 - 4.30 4.64 4.74 4.74 5.20
Sovereign 5.30 4.89 4.15 4.09 4.29 4.55 4.85 4.95 6.35
Westpac 5.34 4.79 4.15 4.25 4.09 4.49 4.85 4.95 5.44
Nelson Building Society 5.70 - 4.25 - 4.15 - - - -
TSB Bank 6.09 4.69 4.35 4.35 4.25 4.69 5.25 5.35 6.09
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
China Construction Bank 5.50 4.70 4.70 - 4.80 4.95 4.95 4.95 -
Credit Union Baywide ▼5.65 ▼4.99 ▼4.75 ▼4.75 ▼4.75 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Credit Union South ▼5.65 4.99 4.75 4.75 4.75 - - - -
Heretaunga Building Society 5.75 - 4.80 - 4.95 - - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Resimac 4.50 - 4.86 - 3.89 3.94 4.99 5.09 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
BNZ - TotalMoney 5.30 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union North 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
Heartland Bank - Online - - - - - - - - -
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.15 - - - - - - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
5.64 - - - 5.44 5.44 - - -
5.18 - - - 4.98 4.98 - - -
7.59 - - - 7.39 7.39 - - -
RESIMAC Special - - - - - - - - -
Westpac - Offset 5.34 - - - - - - - -
Median 5.34 4.44 4.04 3.89 4.09 4.39 4.49 4.64 5.44

Last updated: 4 December 2019 9:11am